®®Top 5 Banks in California - 2025 Sortable APR Guide
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Top banks in California ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our CA car payment calculator.
Car rates are for 60 months. The rates listed are the best offered by the top banks in California for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Bank of America BOA was founded in 1904 and offers 750 banks in California and 3800 branches nationwide. Residents can get started on an account with a $4.95 service fee that is waived when a $500 balance is maintained. Bank of America ranks #1 on our 2024 list of best banks in California for competitive rates on all loan types with top customer service. Bank of America is run by Brian Moynihan who started in 2004 and became chief executive in 2010. Brian played rugby and studied history at Brown University, and got his law degree from Notre Dame. Car Rate: House Rate: Credit Card:
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PNC Financial
PNC was established in 1804 and provides over 60 banks in California and 2400 branches nationwide. Anyone can open an account with a $7 monthly fee which is waived when direct deposits exceed $500. PNC is led by William Demchak who started as Chief Financial Officer in 2002, and was appointed President in 2013. Bill was born in Pittsburgh on August 24th, 1962. He studied accounting at the University of Michigan. Car Rate: House Rate: Credit Card:
US Bank US Bancorp was founded in 1863 and has over 600 locations in California. Residents can get started on a checking account with a $6.95 monthly fee that is omitted when a balance over $1,500 is maintained. US Bank is headed by Andrew Cecere who started in 1985 and worked his way up to CFO and then COO before becoming CEO in 2017. Andy was born on July 24th, 1960. He studied finance at the University of Minnesota. Car Rate: House Rate: Credit Card:
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JPMorgan Chase Bank
Chase was established in 1799 and is the largest bank in California by locations with over 850 branches. Anyone can open an account with a $12 monthly fee that is waived after electronic deposits exceed $500, or an account balance over $1500 is maintained. Chase is run by Jamie Dimon, who has been Chairman of the Board since December 2006 and Chief Executive Officer since December 2005. Jamie was born on March 13th, 1956 in New York City. He learned economics at Tufts and began his career at American Express.
BMO Harris Bank BMO was established in 1882 and has over 230 locations in California. Anyone can join by signing up for a standard checking account with no monthly service fees. BMO Harris is led by Darryl White who joined the company in 1994 and became CEO in 2017. Darryl is from Montreal, Canada and studied business at Ivey and Harvard. In his spare time he enjoys hockey and cross-country skiing. |
