®®Top 10 Banks in Texas - 2024 Sortable APR Guide
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Top banks in Texas ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Texas car payment calculator.
Car rates are for 60 months. The rates listed are the best offered by the top banks in Texas for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Bank of America BOA was founded in 1904 and offers 335 banks in Texas and 3800 branches nationwide. Residents can get started on an account with a $4.95 service fee that is waived when a $500 balance is maintained. Bank of America ranks #1 on our 2024 list of the best banks in Texas for competitive rates and top service. Bank of America is run by Brian Moynihan who started in 2004 and became chief executive in 2010. Brian played rugby and studied history at Brown University, and got his law degree from Notre Dame. Car Rate: House Rate: Credit Card:
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USAA Federal Savings Bank
USAA was created in 1922 for military families and focuses on digital banking tailored to the unique needs of service members, especially helpful during service related relocations at home and abroad. Members of the US military and their families can join by signing up for a standard checking account without monthly service fees. USAA is headed by Wayne Peacock who joined the company over 30 years ago and became CEO in 2006. Wayne studied economics at Tulane, and enjoys running and sailing in his spare time. Car Rate: House Rate: Credit Card:
First Financial Bank First Financial was established in 1889 and provides over 80 banks in Texas. Anyone can join by opening an account with $0 service cost when electronic statements are selected. First Financial is managed by Scott Dueser who joined in 1976 and was nominated as chief executive in 2001. Scott got his degree in finance from Texas Tech. Car Rate: House Rate: Credit Card:
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Truist Bank
Truist was created in 1872 and has 100 banks in Texas and over 2000 more locations across the USA. Anyone can join by starting a checking account with a $12 fee that's omitted when direct deposits exceed $500 per month. Truist Bank is led by William H Rogers who took over as President in 2008 when it was still SunTrust. Bill learned business from UNC, and has worked for Truist and its predecessors for his entire career over 40-plus years.
PNC Financial
PNC was established in 1804 and provides over 315 banks in Texas and 2400 branches nationwide. Anyone can open an account with a $7 monthly fee which is waived when direct deposits exceed $500. PNC is led by William Demchak who started as Chief Financial Officer in 2002, and was appointed President in 2013. Bill was born in Pittsburgh on August 24th, 1962. He studied accounting at the UM.
Bank of Texas Bank of Texas was founded in 1910 and has over 35 locations in Texas. Residents can get started on a checking account with no monthly fees when paperless statements are chosen. Bank of Texas is headed by Mark Wade who started in 2001 and became CEO in 2023. Mark studied finance at the University of Texas. |
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Frost Bank
Frost first opened in 1899 and has 198 banks in Texas. Anyone can open an account for standard checking with an $8 service fee that is waived when direct deposits exceed $100 or a balance of $1000 is held. Frost Bank is headed by Phillip D Green who was hired as CEO in 2016 after 35 years with the company. Phil studied accounting at the University of Texas in Austin and began his career with Ernst & Ernst.
JPMorgan Chase Bank
Chase was established in 1799 and is the largest bank in Texas by locations with over 480 branches. Anyone can open an account with a $12 monthly fee that is waived after electronic deposits exceed $500, or an account balance over $1500 is maintained. Chase is run by Jamie Dimon, who has been Chairman of the Board since December 2006 and Chief Executive Officer since December 2005. Jamie was born on March 13th, 1956 in New York City. He learned economics at Tufts and began his career at American Express.
Regions Bank
Regions was established in 1928 and provides 95 banks in Texas plus 1,250 more locations across the USA. Anyone can join by opening a checking account with an $11 fee that is omitted when automatic deposits reach $500 monthly or a balance of $1,500 is maintained. Regions Bank is led by John Turner who joined in 2011 and became CEO in 2014. John learned economics at the University of Georgia.
Amegy Bank Amegy is a division of Zions Bank which was created in 1873. It has 79 branches in Texas. Anyone can join by starting a checking account with a $8 fee that's omitted when automatic deposits reach $250 per month. Amegy is led by Steve Stephens who co-founded the bank in 1990 and took over as chief executive in 2014. Steve learned accounting at the University of Houston and began his career in 1980 in the lending department at Texas Commerce. |
