Best Credit Union for Auto Loans - Lowest APR in Every State

Find the best credit union for auto loans ranked by lowest APR, top service, and open membership.

Select a state to find low APR auto loans from top credit unions near you.

The credit union with the best auto loan must also be convenient, so check the field of membership on each state page.

Sort rates by clicking the top of the list.

State	Best Credit Union	Auto Loan APR
Alabama	AmFirst	5.55 %
Alaska	True North	5.55 %
Arizona	OneAZ	5.69 %
Arkansas	Success CU	5.99 %
California	Unify	4.99 %
Colorado	Canvas	6.34 %
Connecticut	GE Credit Union	5.50 %
Delaware	Dover	6.49 %
Florida	GTE	5.99 %
Georgia	Peach State	5.00 %
Hawaii	HawaiiUSA	6.24 %
Idaho	CapEd	6.99 %
Illinois	BCU	4.49 %
Indiana	Hoosier Hills	7.44 %
Iowa	Veridian	5.94 %
Kansas	Meritrust	6.00 %
Kentucky	UKFCU	5.74 %
Louisiana	Carter	6.52 %
Maine	Evergreen	5.74 %
Maryland	Tower	5.99 %
Massachusetts	Quincy CU	5.49 %
Michigan	Genisys	5.49 %
Minnesota	Affinity Plus	5.24 %
Mississippi	Statewide FCU	5.79 %
Missouri	First Community	5.99 %
Montana	Montana CU	4.99 %
Nebraska	Metro	5.50 %
Nevada	WestStar	5.99 %
New Hampshire	St Mary's	6.14 %
New Jersey	First Harvest	5.99 %
New Mexico	Sandia	6.29 %
New York	MCU	5.99 %
North Carolina	Allegacy	5.95 %
North Dakota	First Community	6.75 %
Ohio	OUCU Financial	6.70 %
Oklahoma	OKCU	5.24 %
Oregon	Oregon State CU	5.99 %
Pennsylvania	People First	5.94 %
Rhode Island	Rhode Island CU	5.79 %
South Carolina	SC State CU	5.49 %
South Dakota	Black Hills FCU	6.95 %
Tennessee	Ascend	5.99 %
Texas	Austin Telco	5.89 %
Utah	Goldenwest	5.99 %
Vermont	North Country	5.99 %
Virginia	Langley	5.99 %
Washington	BECU	6.49 %
West Virginia	Bayer Heritage	6.39 %
Wisconsin	Community First	4.45 %
Wyoming	Meridian Trust	5.99 %

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The APR listed covers a 72-month auto loan.

Rates are listed for reference only. The lowest APR can change at any time. Verify best auto loans directly with credit unions.