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  • Money Factor

Money Factor Calculator for Automotive Leasing

Money Factor :  
The money factor in a car lease is a decimal bankers use to calculate rent charges, similar to how interest rates affect finance charges on a retail purchase.
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How to find the money factor on a car lease
The money factor is not displayed on a standard vehicle lease. Instead, it is calculated by finding the rent charge, residual value, and adjusted cap cost listed in the agreement.

View the sample lease below to see where to find these figures, then enter the amounts into the money factor calculator.
Money Factor Graphic
Money Factor Elements Infographic
Car lease money factor estimates are listed for reference only. Verify the money factor, rent charge, and lease-end purchase price directly with the automaker.
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