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Top banks in Illinois ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Illinois car payment calculator.
Car rates are for 60 months. The rates listed are the best offered by the top banks in IL for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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PNC Financial PNC was established in 1804 and provides over 150 banks in Illinois and 2400 branches nationwide. Anyone can open an account with a $7 monthly fee which is waived when direct deposits exceed $500. PNC ranks #1 on our 2025 list of best banks in Illinois for competitive rates on all loan types with top customer service. PNC is led by William Demchak who started as Chief Financial Officer in 2002, and was appointed President in 2013. Bill was born in Pittsburgh on August 24th, 1962. He studied accounting at the University of Michigan. Car Rate: House Rate: Credit Card:
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Bank of America
BofA was founded in 1904 and offers 125 locations in Illinois and 3800 branches nationwide. Residents can get started on an account with a $4.95 service fee that is waived when a $500 balance is maintained. Bank of America is run by Brian Moynihan who started in 2004 and became chief executive in 2010. Brian played rugby and studied history at Brown University, and got his law degree from Notre Dame. Car Rate: House Rate: Credit Card:
JPMorgan Chase Bank Chase was established in 1799 and has over 270 branches in Illinois. Anyone can open an account with a $12 monthly fee that is waived after electronic deposits exceed $500, or an account balance over $1500 is maintained. Chase is run by Jamie Dimon, who has been Chairman of the Board since December 2006 and Chief Executive Officer since December 2005. Jamie was born on March 13th, 1956 in New York City. He learned economics at Tufts and began his career at American Express. Car Rate: House Rate: Credit Card:
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US Bank
US Bancorp was founded in 1863 and has over 165 locations in Illinois. Residents can get started with a checking account with a $6.95 monthly fee which is omitted when a balance over $1500 is maintained. US Bank is headed by Andrew Cecere who started in 1985 and worked his way up to CFO and then COO before becoming CEO in 2017. Andy was born on July 24th, 1960. He studied finance at the University of Minnesota.
Regions Bank
Regions was established in 1928 and provides 45 banks in Illinois plus 1250 more locations across the USA. Anyone can join by opening an account with an $11 service cost that is waived when direct deposits exceed $500 or a balance of $1500 is maintained. Regions Bank is managed by John Turner who joined in 2011 and became chief executive in 2014. John got his degree in economics from the University of Georgia.
First American Bank First American Bank (IL) was created in 1901 and has 50 branches in Illinois. Anyone can join by opening an account with a $4.95 service cost which is dropped each month 15 transactions post. First American Bank (IL) is run by Thomas Wells who attended Trinity College, and was elected chief executive in 1983. |
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Associated Bank
The first Associated Bank opened in 1874, and now it has over 37 locations in IL and 200 branches nationwide. Anyone can open a account for standard checking without service fees. Associated Bank is headed by Andrew Harmening who was hired as CEO in 2021. Andy was raised in Chicago and studied business in Cincinnati.
Fifth Third Bank
Fifth Third was founded in 1865. It has 160 branches in Illinois. Anyone can join by opening a checking account with no monthly fee. Fifth Third is managed by Timothy Spence who joined the company in 2015 as a strategy officer and became CEO in 2022. Tim was born in 1979 and learned economics at Colgate University.
BMO Harris Bank
BMO was created in 1882 and offers over 175 locations in Illinois. Anyone can join by signing up for a standard checking account without monthly service fees. BMO Harris is headed by Darryl White who joined the company in 1994 and became CEO in 2017. Darryl is from Montreal, Canada and studied business at Ivey and Harvard. In his spare time he enjoys hockey and cross-country skiing.
Huntington National Bank Huntington Bank was created in 1866. It has 140 branches in Illinois. Anyone can join by starting a checking account with a $10 fee that's omitted when direct deposits exceed $1000 per month. Huntington is led by Stephen Steinour who took over in 2009. Steve is from Pennsylvania and learned economics at Gettysburg College. He began his career as an analyst for the US Treasury Department. |