These Terms will be applied fully and affect your use of this Website. By using this Website, you agree to all the Terms and Conditions written here. You must not use this Website if you disagree with any of these Terms and Conditions.
Intellectual Property Rights
Other than the content you own or the public content used for reference purposes, under these Terms, F&I Tools and/or its licensors own all the intellectual property rights and materials contained in this Website.
You are granted limited license only for purposes of viewing the material contained on this Website.
You are specifically restricted from the following unless given prior consent from F&I Tools by contacting us:
publishing any Website material in any other media;
selling, sublicensing and/or otherwise commercializing any Website material;
publicly performing and/or showing any Website material;
using this Website in any way that is or may be damaging to this Website;
using this Website in any way that impacts user access to this Website;
using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity;
engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website;
using this Website to engage in any advertising or marketing.
Certain areas of this Website are restricted from access by you, and F&I Tools may further restrict access by you to any area of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website is confidential and you must maintain confidentiality as well.
In these Terms and Conditions, "Your Content" shall mean any audio, video, text, images, or other material you choose to display on this Website. By displaying Your Content, you grant F&I Tools a non-exclusive, worldwide irrevocable, sub-licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.
Your Content must be your own and must not be invading any third-party’s rights. F&I Tools reserves the right to remove any of Your Content from this Website at any time without notice.
F&I Menus and Auto Loan Calculators
F&I Menu Vault is a loan calculator, and just as a standard calculator does not guarantee anyone four apples when the user inputs two plus two, our F&I Menus and Auto Loan Calculators make no guarantees about the calculations of the user. Therefore, by using F&I Menu Vault and our other calculators, the user hereby releases F&I Tools USA from all liabilities and obligations the user undertakes while using the platform.
F&I Menu Vault is a loan calculator designed for presentation purposes only, structured to present the availability of products in menu format, and is not designed as a final disclosure of loan terms, product benefits, or final prices.
Much like PowerPoint™ is a structure for displaying written presentations, F&I Menu Vault is a structure for displaying mathematical presentations, and the content and terms of the presentation are customizable by the user of the platform, and the user has the sole responsibility and liability regarding the accuracy of what is being presented including but not limited to:
The benefits of the products being presented
The proper disclosure of product prices and final loan terms as required by state and federal regulations
The proper permissions from employers, clients, vendors, and affiliated businesses
Custom F&I Menus
Custom menus are stored by user and by browser, therefore if you switch browsers or computers, then you will have to reset your custom menus, state tax rate, and deal notes.
Clearing browsing data will also reset custom menus, state tax, and deal notes.
F&I Menu Intellectual Property Rights
F&I Menu Vault and the V logo are trademarks of the company. The menu and other content are protected by copyright with all rights reserved, and may not be reproduced without prior express written permission by contacting us through our contact page.
Except as explicitly provided herein, nothing in this Agreement creates a license granting Intellectual Property Rights to the user, and the user agrees not to sell, license, rent, copy, reproduce, publish, adapt, or create derivative works from of our content. Permissions granted are solely for usage, and shall not be reproduced without express written consent from F&I Tools USA.
Usage of our content for any purpose not expressly permitted by this Agreement is strictly prohibited.
This Website is provided "as is," with all faults, and F&I Tools expresses no representations or warranties, of any kind related to this Website or the materials contained on this Website. Also, nothing contained on this Website shall be interpreted as advising you.
Limitation of Liability
In no event shall F&I Tools nor any of its officers, directors, and employees be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract. F&I Tools, including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.
If you rely on this website or any information, product or service available through this website, you do so at your own risk. You understand that there may be delays, omissions, interruptions, inaccuracies, and/or other issues with the information, products, and services published on or promoted over this site.
The information on this website may include technical inaccuracies or typographical errors; therefore, the information provided to you is "As Is" without any warranty of any kind, either express or implied. F&I Tools USA and its affiliates, agents and licensors, cannot and do not warrant the accuracy, completeness, currentness, non-infringement, merchantability or fitness for a particular purpose of the information available through this website (or any information, goods or services that are referred to, advertised or promoted on, or presented through this website).
Nor does F&I Tools USA guarantee that the website will be continuously available, or that the website will be free of viruses or other harmful components. F&I Tools USA assumes no liability for any errors or omissions in the information contained on the website and expressly disclaim any responsibility to update the information contained at the site. Some jurisdictions do not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.
Under no circumstances will F&I Tools USA or its affiliates, agents or licensors be liable to you or anyone else for any damages, arising out of your use of this website or any product or service linked to, from, or advertised or promoted on this website, including, without limitation, direct, indirect, consequential, special, incidental, punitive, exemplary, or other damages of any kind (including lost revenues or profits, loss of business, loss of use or data), even if F&I Tools USA is advised beforehand of the possibility of such damages. You agree that the liability of F&I Tools USA and its affiliates, agents and licensors, if any, arising out of any kind of legal claim arising out of or otherwise related to this website will not exceed the amount you paid, if any, for the use of the website out of which such liability allegedly arises.
You hereby indemnify to the fullest extent F&I Tools from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.
If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.
Variation of Terms
F&I Tools is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.
F&I Tools is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.
Entire Agreement These Terms constitute the entire agreement between F&I Tools and you in relation to your use of this Website, and supersede all prior agreements and understandings.
Governing Law & Jurisdiction These Terms will be governed by and interpreted in accordance with the laws of the State of California, and you submit to the non-exclusive jurisdiction of the state and federal courts located in us for the resolution of any disputes.
Notice for Users in California
Under California Civil Code Section 1789.3, users of the Service from California are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210. You may contact us at F&I Tools, PO Box 22734, San Diego, CA 92192.