F&I Tools
  • Manufacturer Warranties
  • Car Tax by State
  • DMV Fees
  • Bank Payoffs
  • My Vehicle Title
  • Get My Lost Title
  • Bill of Sale
  • Sales Report
  • F&I Menu
  • Loan Calculator
  • Insurance Companies
  • Roadside Assistance
  • Alpha Bravo
  • Mil Gov Pay
  • Forms
  • Underwriting
  • About
  • VW Warranty
  • Jeep Warranty
  • Ford Warranty
  • Ram Warranty
  • Toyota Warranty
  • Nissan Warranty
  • Hyundai Warranty
  • Manufacturer Warranties
  • Car Tax by State
  • DMV Fees
  • Bank Payoffs
  • My Vehicle Title
  • Get My Lost Title
  • Bill of Sale
  • Sales Report
  • F&I Menu
  • Loan Calculator
  • Insurance Companies
  • Roadside Assistance
  • Alpha Bravo
  • Mil Gov Pay
  • Forms
  • Underwriting
  • About
  • VW Warranty
  • Jeep Warranty
  • Ford Warranty
  • Ram Warranty
  • Toyota Warranty
  • Nissan Warranty
  • Hyundai Warranty
Search
  F&I Tools Trademark®

Car Insurance Companies Phone Numbers and Reviews

Updated: Jan 19, 2022
ADVERTISEMENTS

Narrow Down Coverage vs Needs
Scissors Cutting to Narrow Down Insurance

In the future, I plan to insure a vehicle plus:
Company Phone Number Specialty
21st Century 877.401.8181 Specialty Chart for 21st Century Insurance
AAA 800.924.6141 AAA Promoted Benefits
AIG 877.593.3969 AIG Plan Menu
Allstate 800.255.7828 Allstate Policy Illustration
Ameriprise 888.554.6368 Ameriprise Focus List
Amica 800.242.6422 Amica Forte Graph
Arbella 800.272.3552 Arbella Coverage Chart
Esurance 800.378.7262 Esurance Promoted Benefits
Farmers 800.327.6377 Farmers Policy Illustration
Freeway 888.443.4662 Specialty Map for Freeway Insurance
GEICO 800.861.8380 Geico Policy Illustration
Hartford 800.624.5578 Benefits Menu for Hartford Insurance
Horace Mann 800.999.1030 Horace Mann Coverage Chart
Infinity 800.782.1020 Infinity Insurance Specialty Map
Kemper 866.860.9348 Kemper Focus List
Liberty Mutual 800.837.5254 Specialty Map for Liberty Mutual
Mercury 800.956.3728 Mercury Forte Graph
MetLife 800.422.4272 MetLife Policy Illustration
Nationwide 877.669.6877 Nationwide Specialty Map
Progressive 800.888.7764 Progressive Specialty Map
Safeco 800.472.3326 Safeco Promoted Benefits
Safeway 800.807.2339 Safeway Insurance Index
Shelter 800.743.5837 Shelter Insurance Policy Graph
State Farm 855.733.7333 State Farm Policy Illustration
Texas Farm Bureau 800.772.6535 Texas Farm Bureau Coverage Graph
The General 866.519.7422 The General Plan Menu
Travelers 800.842.5075 Travelers Forte Graph
USAA 800.531.8111 USAA Policy Illustration
Wawanesa 800.640.2920 Wawanesa Focus List
Scissors Cutting to Narrow Down Insurance
You have 4 decisions to make
​
  1. What coverage do you need today?
  2. What will you insure in the future?
  3. Do you prefer a flesh-and-bone agent versus a quick online interface?
  4. Do you want IRA investment accounts? 

Agent-Based Companies
  • Allstate
  • ​Arbella
  • Farmers
  • Nationwide
  • ​Safeway
  • Shelter
  • State Farm
  • Texas Farm Bureau
  • Travelers
  • Farmers​ ​
​Quick Online
  • The rest
​
Retirement Accounts Offered
  • AIG
  • Ameriprise
  • Amica
  • Farmers
  • Horace Mann
  • MetLife
  • Nationwide
  • ​State Farm
  • USAA​​
ADVERTISEMENTS
How do we verify coverage?

We listen to insurance companies to discover what products they promote.

​We research their websites and click products to reveal which coverages are outsourced to 3rd parties versus which are efficiently maintained. 
​

​
​Can I get Esurance boat insurance?

No.

​Esurance does not offer boat insurance, but its parent company Allstate does.


​
What is a Full Set Provider (FSP)?

It’s an insurance company that promotes and specializes in all the major insurance policies a consumer may need as wealth grows.

The full set: primary vehicle, classic car, boat, motorcycle, RV, homeowner, landlord, renter, and small business insurance.
​
​​
What do we consider a specialty?

A policy is considered a specialty if it’s promoted by the company, efficiently serviced, and if that same source company is also the end provider.

​Isn't specialty insurance for odd coverages?


Yes. It often is.

However, for this review, a specialty is simply an insurance product a company specializes in.

​​If you are looking for specialty insurance for unusual products, then contact us and we’ll research policies tailored to your needs.
ADVERTISEMENTS

Top 5 Car Insurance Companies in 2022


​Review Factors: ​Cost | Reliability | Coverage | Claims | Specialties
​
  1. Best Online
  2. Best Agent
  3. Best for IRA Investing
  4. Best for Military
  5. Best for Texas Ranchers

Rather than focusing on the 1,2,3 list of the top insurance companies, let's narrow down the best companies vs your current needs.
​
1. Best Online Interface: GEICO

Do you need reliable coverage at low cost with online convenience?

​GEICO ranks high for ease of use, cost, reliability, online service, and app functionality. A great choice if you need insurance now and don't have time to shop around.

2. Best Agent Relationship: State Farm


State Farm was the best agent-based insurance company in our 2022 review.

This rating is based on quicker response times during customer claims. Having a dedicated agent proves worthwhile for reducing turmoil during at-fault collisions.

3. Best for IRA Investing: Amica

Do you need extra IRA investment accounts?

Amica has surprise benefits, like free windshield repair, and strives to go beyond policyholder expectations.

This philosophy spills over into superior investment and retirement planning as an unexpected enhancement to your policy; including Annuities, Traditional IRA, and Roth accounts.


4. Best for Military: USAA

Are you, or an immediate family member, in the military?

USAA is a members-only organization for military families with a longstanding reputation as the best all-around insurance provider. USAA also offers banking and retirement planning. If eligible to join, USAA is an easy #1 choice.

5. Best for Texas Ranchers: Texas Farm Bureau

This is an easy choice if you own farm equipment or livestock in Texas, but also a solid choice for city dwellers. Built on a reputation for taking care of the farmers that feed America, claims are handled with customer needs regarded first. 

Not seeing your situation here?

Contact us, tell us your situation, and we'll conduct the research. 
Key points for 2022

We compared Amica vs USAA in 2022 and determined that Amica outranks USAA unless you’re planning to insure an RV or classic car in the future.

GEICO remains #1 in our list by meeting the demand for quick online car insurance without sacrificing superior client service ratings.



Driver activity steadily increased monthly as consumers returned to market after lockdowns ceased.

Pandemic concerns reduced automotive commutes last year, which greatly reduced insurance collision payouts, and increased profits in the short term.

However, now those profit margins are returning to the industry standard.
ADVERTISEMENTS

How to Choose Coverage vs Needs


​Step 1: Current need

Decide what coverage you need now.

Step 2: Narrow it down

Decide what coverage you'll need in the future.
  • Do you plan to buy a boat, motorbike, or RV?
  • Do you plan to own a house, become a landlord, collect classic cars, or start a business?

Step 3: Buy car insurance first
​
Find two insurance companies that fit your current and future needs, and choose the one that stands out. Insure your car first, then add other policies as needed.
​

​Use the specialty icons from our list to narrow down insurance companies by the coverages they offer versus your current needs.
Review Source

It started with one user request:
"I need a list of car insurance companies."

Insurance ratings focused on interactions with insurance companies where you need it most:
  • obtaining coverage
  • assisting claims
  • adding new vehicles
  • negotiating with agents
KEEP F&I TOOLS CURRENT

ADVERTISEMENTS
About       Contact       Privacy       Terms
F&I Tools Logo
© 2023 F&I Tools USA 

  • Manufacturer Warranties
  • Car Tax by State
  • DMV Fees
  • Bank Payoffs
  • My Vehicle Title
  • Get My Lost Title
  • Bill of Sale
  • Sales Report
  • F&I Menu
  • Loan Calculator
  • Insurance Companies
  • Roadside Assistance
  • Alpha Bravo
  • Mil Gov Pay
  • Forms
  • Underwriting
  • About
  • VW Warranty
  • Jeep Warranty
  • Ford Warranty
  • Ram Warranty
  • Toyota Warranty
  • Nissan Warranty
  • Hyundai Warranty