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On this page: ELT by State  |  by Lender

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Automotive ELT lienholder codes are unique identifiers assigned to banks who have a titling claim on a motor vehicle that is used as collateral for a car loan payment.

Electronic Lien and Titling (ELT) codes are assigned by the DMV in participating states to facilitate communication and documentation related to the lien.

ELT Codes are issued by state and by lender. For example, Ally will have different ELT Codes for Texas and California.

​These lienholder codes are entered into DMV titling databases when vehicle tag fees are posted to ensure the lender’s collateral is secured.

The ELT process saves time and taxpayer money by eliminating the need to print and maintain paper titles until the lien is paid.

View ELT Codes by State

State	ELT Status
Alabama	Developing
Alaska	None
Arizona	Required
Arkansas	Planning
California	Required
Colorado	Voluntary
Connecticut	None
Delaware	None
Florida	Required
Georgia	Required
Hawaii	Voluntary
Idaho	Voluntary
Illinois	Voluntary
Indiana	Required
Iowa	Voluntary
Kansas	Voluntary
Kentucky	Developing
Louisiana	Required
Maine	Voluntary
Maryland	Required
Massachusetts	Required
Michigan	Required
Minnesota	Voluntary
Mississippi	Required
Missouri	Planning
Montana	Developing
Nebraska	Voluntary
Nevada	Required
New Hampshire	Developing
New Jersey	Required
New Mexico	None
New York	Voluntary
North Carolina	Required
North Dakota	Planning
Ohio	Voluntary
Oklahoma	Required
Oregon	Planning
Pennsylvania	Required
Rhode Island	Developing
South Carolina	Required
South Dakota	Voluntary
Tennessee	Developing
Texas	Voluntary
Utah	Voluntary
Vermont	Developing
Virginia	Required
Washington State	Voluntary
West Virginia	Required
Wisconsin	Voluntary
Wyoming	Planning

Directions:

Select state link to view ELT Codes.

More state codes are uploading soon.

5 stages of ELT implementation:

None = ELT not provided

Planning = ELT process under review

Developing = Building ELT database

Voluntary = Active but not mandatory

Required = Active and fully implemented

Not all states participate in the Electronic Lien and Titling process.

​On this page, we list ELT implementation status by state and provide links to the ELT Codes for active states when available.

If codes become active but aren't listed, please let us know through our contact page.

View ELT Codes by Lender

Ally Bank of America Bridgecrest Capital One CarMax Chase Chrysler Capital Connexus Delta Community Fifth Third Ford GM Financial Honda Huntington Hyundai Kia Navy FCU Nissan PenFed PNC Santander Stellantis TD Auto Toyota Truist USAA US Bank VW Credit Wells Fargo Westlake

More lender codes are uploading soon.