Best Car Deals in 2024 - Lowest Interest Rate by Model

Quick Nav:

0%
1.9%
2.9%
3.9%
4.9%
5.9%

0% APR Car Deals
Automaker	Model	Best Deal
Lexus	RZ	0% for 6 Years
Subaru	Solterra	0% for 6 Years
Ford	F-150 Lightning	0% for 5 Years
Nissan	Titan	0% for 5 Years
Jeep	Wrangler	0% for 3 Years

Calculate 0% Payments

0.9% APR Car Deals
Automaker	Model	Best Deal
Infiniti	QX80	0.9% for 5 Years
Audi	A6	0.9% for 5 Years
Mazda	CX-50	0.9% for 5 Years
Nissan	Frontier	0.9% for 5 Years
Kia	Sorento	0.9% for 4 Years

Calculate 0.9% Payments

1.9% APR Car Deals
Automaker	Model	Best Deal
Hyundai	Tucson	1.9% for 5 Years
Hyundai	Elantra	1.9% for 5 Years
Mini	Cooper	1.9% for 4 Years
Chevrolet	Equinox	1.9% for 3 Years
GMC	Sierra 1500	1.9% for 3 Years

Calculate 1.9% Payments

2.9% APR Car Deals
Automaker	Model	Best Deal
Lincoln	Navigator	2.9% for 7 Years
Dodge	Hornet	2.9% for 7 Years
Subaru	Forester	2.9% for 6 Years
Subaru	Outback	2.9% for 6 Years
Rivian	R1S Dual Max	2.9% for 5 Years

Calculate 2.9% Payments

3.9% APR Car Deals
Automaker	Model	Best Deal
Toyota	Tundra	3.9% for 6 Years
Land Rover	Range Rover	3.9% for 5 Years
BMW	X5	3.9% for 5 Years
Honda	CR-V	3.9% for 5 Years
Hyundai	Sonata	3.9% for 5 Years

Calculate 3.9% Payments

4.9% APR Car Deals
Automaker	Model	Best Deal
Chrysler	Pacifica	4.9% for 6 Years
Nissan	Sentra	4.9% for 5 Years
Acura	MDX	4.9% for 5 Years
Kia	Soul	4.9% for 4 Years
Kia	Sportage	4.9% for 4 Years

Calculate 4.9% Payments

5.9% APR Car Deals
Automaker	Model	Best Deal
GMC	Sierra 2500	5.9% for 7 Years
Nissan	Armada	5.9% for 7 Years
Toyota	Tacoma	5.9% for 6 Years
Ford	Bronco	5.9% for 5 Years
Honda	Civic	5.9% for 5 Years

Calculate 5.9% Payments

The best car finance deal in 2024 is 0% for 6 years. The 2nd best deal is 0.9% for 5 years.

1.9% and 2.9% are also available for well qualified credit scores.

The best interest rates are called incentivized finance deals.

When these promotional interest rates are chosen, buyers may not qualify for other promotions and rebates.

Verify the factory rebate at the standard APR to calculate actual savings.

How to calculate APR discounts

Subtract the finance charge at the promotional rate from the finance charge at the standard rate.

Next subtract the factory rebate at the promotional rate from the factory rebate at the standard rate.

Compare the savings at the lowest interest rate to the loss of rebate at the standard APR to determine the best deal.

Consider your intention to hold the loan or not. If you pay off your car early, then a bigger rebate is a better deal than a low interest rate.

Sample Calculation
$25000 for 5 Years

Offer 1:
Standard APR:	6.9%
Finance Charge:	$4715
Factory Rebate:	$5000
Net Savings:	$285

Offer 2:
Promo APR:	0%
Finance Charge:	$0
Factory Rebate:	$1000
Net Savings:	$1000

Sources:

Finance deals are listed for references only. Offers may expire at any time. Verify current best rates by automaker.

Auto Loan Calculators

Best Car Deals in 2024 - Lowest Interest Rate by Model

​How to calculate APR discounts

How to calculate APR discounts