BMW Extended Warranty Cost and Platinum Coverage in 2025

On this page: Factory Warranty | Extended Warranty | Cost

What is the BMW factory warranty?

BMW USA factory warranty is 4 years or 50,000 of full coverage repairs on breakdowns caused by flaws in design or engineering during assembly.

BMW will pay the cost of parts and labor to fix or replace all defective mechanisms for the first 4 years.

However, BMW factory warranty does not include damage from improper usage, paint chips, modified parts, or normal wear to upholstery and trim.

BMW USA offers three options for owners who want to buy extended coverage: Platinum, Gold, and Powertrain.

What does the BMW extended warranty cover?

Platinum

The BMW Platinum extended warranty is the highest level of breakdown protection offered by BMW. Coverage includes the engine, drive assembly, transfer case, transmission, radiator, fuel pump, water pump, radio, electrical, air conditioning, heat, and steering.

The only items not covered are listed in section 5a of this Platinum Warranty Sample Plan.

Gold

The Gold extension includes a similar list of covered items, but does not cover as many electrical components as the Platinum plan.

By comparison, the Gold Plan does not include the radio, entertainment system, navigation, infotainment, or any component of those systems.

Powertrain

This minimal plan covers the main drivetrain components, but little else.

How much is the repair copay?

BMW deductible copay is $50 per repair visit. If several repairs are completed during a single visit, the copay remains $50.

How much does the BMW Platinum warranty cost?

Retail Market Value

6 Years or 100,000 miles
$50 Deductible: $5595

Prices may vary by model, specs, location, and start date.

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Where can I buy the BMW Platinum repair coverage?

Current owners may purchase the Platinum Plan in the Finance Department at any BMW dealership in the USA.

Can I transfer my BMW extended warranty to the second owner?

Yes!

You may transfer your extended warranty to the next owner when you sell your BMW private party.

Contact the Administrator within 30 days of the sale to obtain a Transfer Application Form and provide the following:

Notarized change of title document
Notarized odometer statement from date of sale
Proof of proper maintenance
Your original Contract and Declaration Page
Name and address of new owner
Completed Transfer Application Form
$50 transfer fee

Verify fees and forms with the Administrator prior to submitting your documents. Some exceptions may apply.

Where will repairs be done?

Repairs are completed at the owners choice of any factory-authorized BMW Facility using 100% original parts installed by BMW technicians.

It’s best to return to the selling dealer, but not required.

A Service Representative will obtain a repair authorization prior to starting the repair. Owners may also contact BMW directly regarding claims at this phone number:

BMW Warranty Phone Number: 800.831.1117

Factory Warranty List