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Top credit unions in Alabama ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Alabama car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in Alabama for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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America's First Federal Credit Union AmFirst was established in 1936 and has over 215,000 members at 22 credit unions in Alabama. It was started for steel workers creating parts for the Birmingham railroad system. The field of membership includes residents in the counties of Bibb, Blount, Calhoun, Chilton, Coosa, Cullman, Jefferson, Shelby, St Clair, Talladega, Tallapoosa, Walker, and parts of Mobile. AmFirst ranks #1 on our 2024 credit union list for competitive rates on all loan types with top customer service. Headquarters: 1200 4th Avenue, Birmingham, AL 35203 |
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Alabama Credit Union
ACU was founded in 1956 and has 160,000 members from 38 credit unions in AL. The first members were educators from the University Of Alabama. Anyone can join after making a donation to The Secret Meals Association as listed in the ways to join ACU. Headquarters: 909 Anna Ave, Tuscaloosa, AL 35401
APCO Employees Credit Union APCO ECU was chartered in 1953 for Alabama Power Company employees. It serves 100,000 members from 28 locations. The field of membership includes the Alabama Power Company plus the affiliated organizations listed in the ways to join APCO. Headquarters: 750 17th St, Birmingham, AL 35203 |
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Avadian Credit Union
Avadian was created in 1934 for telephone company employees. It has over 100,000 members at 22 credit unions in Alabama. The ways to join include residents in the counties of Autauga, Baldwin, Blount, Calhoun, Cherokee, Coffee, Colbert, Cullman, Dallas, DeKalb, Elmore, Etowah, Fayette, Franklin, Geneva, Houston, Jackson, Jefferson, Lamar, Lauderdale, Lawrence, Lee, Limestone, Madison, Marion, Marshall, Mobile, Montgomery, Morgan, Pickens, Pike, Randolph, Shelby, St Clair, Talladega, Tuscaloosa, Walker, and Winston. Headquarters: 1 Riverchase Pkwy, South Hoover, AL 35244
Guardian Credit Union
GCU was founded in 1958 and has 90,000 clients at 16 branches. The first members were from the Alabama National Guard. The field of membership includes Kenosha, Milwaukee, Ozaukee, Racine, Waukesha, Washington, and Walworth County. Headquarters: 418 Madison Ave, Montgomery, AL 36104
Legacy Community Federal Credit Union Founded in 1955, Legacy serves 50,000 members from 10 unions in Alabama. The original members were healthcare workers and educators associated with UAB. The field of membership includes Bibb, Blount, Chilton, Jefferson, Shelby, St Clair, and Walker County. Headquarters: 1400 South 20th St, Birmingham, AL 35255 |
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Redstone Federal Credit Union
Redstone FCU was chartered in 1951. It has over 815,000 clients at 30 branches. Redstone is the largest credit union in Alabama, but it began with 11 members and $55 in deposits stored in a shoebox. Members of affiliated organizations can qualify for membership as listed in the ways to join Redstone. Headquarters: 220 Wynn Dr, Huntsville, AL 35805
Alabama Central Credit Union
Founded in 1938, Alabama Central serves 25,000 members at 9 unions. The field of membership includes counties: Baldwin, Bibb, Butler, Colbert, Conecuh, Covington, Crenshaw, Fayette, Franklin, Greene, Hale, Jefferson, Lauderdale, Lawrence, Limestone, Lowndes, Madison, Marengo, Marion, Mobile, Monroe, Montgomery, Morgan, Shelby, Sumter, Tuscaloosa, Walker, Washington, and Wilcox. Headquarters: 3601 4th Ave, Birmingham, AL 35222
Max Credit Union
Established in 1955 at Maxwell Air Force Base, Max CU serves 125,000 clients at 18 branches in AL. The ways to join include residents in the counties of Autauga, Bullock, Butler, Chambers, Chilton, Coosa, Crenshaw, Dallas, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, Shelby, and Tallapoosa. Headquarters: 400 Eastdale Cir, Montgomery, AL 36117
All In Credit Union Established in 1966 for military families at Fort Rucker, All In CU has over 175,000 members at 33 branches. The field of membership is Pike and Crenshaw County. Headquarters: 238 Virginia Ave, Daleville, AL 36322 |