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Top 5 Credit Unions in Delaware - 2025 Sortable APR Guide


Top credit unions in Delaware ranked by best APR.

Sort the best APR by loan type, and see how these rates affect car payments in our Delaware​ car payment calculator.
​
Car rates are for 72 months. The rates listed are the best offered by the top credit unions in DE for A-tier credit scores.
​
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating.
​
Sort rates by clicking the top of the list.
Best Credit Unions in Delaware
Rank Credit Union Car APR Home APR CC APR Locations
1 Dover FCU 10
2 Tidemark 7
3 Del-One 12
4 Priority Plus 1
5 ASFCU 3
Dover Federal Credit Union
Dover FCU was founded in 1958 for pilots at Dover Air Force Base. It has over 50,000 clients at 10 branches in Delaware.

The main field of membership includes US Military personnel, but all DE residents can qualify as listed in the ways to join.

Dover FCU ranks #1 on our 2025 credit union list for competitive rates on all loan types with top customer service.

Financing offers include homes, cars, boats, jet skis, motorcycles, RVs, and more.

Headquarters: 1075 Silver Lake Blvd, Dover, DE 19904
Top Credit Union Award
Tidemark Federal Credit Union
TFCU was established in 1959 and has over 22,000 members at 7 branches in Delaware. The first members were employees at the DuPont nylon-manufacturing plant.

The ways to join include residents in Sussex or Kent County.

Headquarters: 1941 Bridgeville Hwy, Seaford, DE 19973
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Del-One Federal Credit Union
Del-One FCU was established in 1960 and serves over 85,000 customers at 12 locations in DE. It was created for employees at the Department of Transportation.

All Delaware residents can qualify for membership via the Del-One Foundation.

Headquarters: 270 Beiser Blvd, Dover, DE 19904
Priority Plus Federal Credit Union
PPFCU was founded in 1935 as the first credit union in Delaware, and was chartered for mailcarriers in Wilmington. It has 3,500 members at 1 branch.

The field of membership includes USPS employees in New Castle County, and members of the organizations listed in the ways to join.

Priority Plus FCU would rank higher on the 2025 list of top credit unions in Delaware if it had a wider field of membership with more branches.

Headquarters: 6 Lynam St, Wilmington, DE 19804
American Spirit Federal Credit Union
ASFCU was established in 1963 and has 15,000 members at 3 credit unions in Delaware.

Membership eligibility includes residents of Newark, Dover, or Middletown; and employees of the businesses listed in the ways to join ASFCU.

Headquarters: 1110 Elkton Rd, Newark, DE 19711
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