Top credit unions in Georgia ranked by best APR.
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Car rates are for 72 months. The rates listed are the best offered by the top credit unions in Georgia for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating.
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Peach State Federal Credit Union
Peach State FCU was established in 1961 and has over 75,000 members at 27 credit unions in Georgia.
The original members were school teachers from central state.
All Georgia residents can join after signing up for GAA, a non-profit organization whose members are eligible to join Peach State FCU. Membership is also open to residents of the counties: Chattooga, Clarke, Habersham, and Richmond.
Peach State FCU ranks #1 on our 2023 credit union list for competitive rates on all loan types with top customer service.
Headquarters: 1505 Lakes Pkwy, Suite 100, Lawrenceville, GA 30043
Atlanta Postal Credit Union
APCU was the first credit union in Georgia, and it pioneered the structure allowing member-owned financial unions to prosper. It was founded in 1925 and has 110,000 members from 10 locations.
The field of membership includes residents of the counties: Bibb, Bryan, Chatham, Clayton, DeKalb, Effingham, Floyd, Fulton, Gwinnett, Henry, Jasper, Muscogee, Newton, Rockdale, and Walton.
Employees of the USPS, the State of Georgia, and the Federal Government are also eligible to join.
Headquarters: 3900 Crown Rd, Atlanta, GA 30380
Delta Community Credit Union
Delta CCU was established in 1940. It has 495,000 members at 35 branches in GA. It was chartered for Delta Air employees with $360 in deposits.
The ways to join include the counties: Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Paulding, Rockdale, and Spalding.
Delta airline workers and UPS employees are also eligible for membership.
Headquarters: 3300 Riverwood Pkwy, Suite 100, Atlanta, GA 30339
Associated Credit Union
ACU was founded in 1930 and serves 160,000 members at 18 credit unions in Georgia.
All residents of Georgia are eligible to join with a $5 initial deposit.
Headquarters: 6251 Crooked Creek Rd NW, Peachtree Corners, GA 30092
MidSouth Community Federal Credit Union
MidSouth was established in 1936 and has 44,000 members from 10 credit unions in Georgia. It was originally established to support the educators of Bibb county.
The ways to join include the counties: Bibb, Baldwin, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
Headquarters: 4810 Mercer University Dr, Macon, GA 31210
Robins Financial Credit Union
Robins Financial was founded in 1954 at the largest Air Force Base in Georgia and serves 270,000 members at 21 unions.
The field of membership includes the counties: Baldwin, Barrow, Bibb, Bleckley, Bulloch, Clarke, Clayton, Crawford, Crisp, DeKalb, Dodge , Dooly, Emanuel, Greene, Gwinnett, Hancock, Henry, Houston, Jackson, Jasper, Jeff Davis, Johnson, Jones, Lamar, Laurens, Macon, Madison, Monroe, Morgan, Newton, Oconee, Oglethorpe, Peach, Pulaski, Putnam, Rockdale, Spalding, Taylor, Telfair, Twiggs, Walton, Washington, Wilcox, Wilkinson.
Military and civilian employees of Robins AFB may also join.
Headquarters: 803 Watson Blvd, Warner Robins, GA 31093
MyGeorgia Credit Union
MyGeorgia CU was established in 1971 and has 23,000 members at 8 locations in GA.
The ways to join include residents of the following counties: Banks, Clarke, Dawson, Habersham, Hall, Jackson, Lumpkin, Madison, Oconee, Oglethorpe, Rabun, and White.
Headquarters: 2601 Limestone Pkwy, Gainesville, GA 30501
LGE Community Credit Union
Founded in 1951, LGE serves 125,000 members at 15 unions. It was established to support Lockheed aircraft builders.
The field of membership includes residents of the counties: Bartow, Cherokee, Cobb, Douglas, Fulton, and Paulding.
Headquarters: 3100 Cumberland Blvd SE, Atlanta, GA 30339
Southeastern Credit Union
Established in 1953, Southeastern CU serves 26,000 clients at 8 branches in GA. The first members were from Moody Air Force Base.
The ways to join include the counties: Ben Hill, Berrien, Brooks, Colquitt, Cook, Echols, Irwin, Lanier, Lowndes, Pierce, Tift, Thomas, Turner, and Ware.
Headquarters: 3501 North Valdosta Rd, Valdosta, GA 31602
Georgia's Own Credit Union
Georgia's Own CU was founded in 1934 and has over 245,000 members at 36 branches. It began with $160 in deposits from employees of the Atlanta telephone company.
Membership is available to Georgia State University faculty and students. Residents of participating counties may also join as listed in the field of membership.
Headquarters: 100 Peachtree St NW, Suite 2800, Atlanta, GA 30303