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Top credit unions in Iowa ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Iowa car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in Iowa for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Veridian Credit Union Veridian CU was established in 1934 and has over 340,000 members at 34 credit unions in Iowa. The first members were John Deere tractor builders. The field of membership includes all Iowa residents. Veridian ranks #1 on our 2025 credit union list for competitive rates on all loan types with top customer service. Finance and insurance offers include homes, cars, credit cards, commercial loans, and more. Headquarters: 1827 Ansborough Ave, Waterloo, IA 50701 |
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Cedar Falls Community Credit Union
CFCCU was chartered in 1958 for metal workers. It serves 10,000 members from 4 locations. The ways to join include residents in the counties of Allamakee, Benton, Black Hawk, Bremer, Buchanan, Butler, Chickasaw, Clayton, Delaware, Grundy, Fayette, Floyd, Franklin, Hardin, Howard, Linn, Marshall, Mitchell, Tama, and Winneshiek. Headquarters: 123 W 4th St, Cedar Falls, IA 50613
Greater Iowa Credit Union GICU was created in 1932. It has over 40,000 members at 10 credit unions in Iowa. The ways to join include residents in the counties of Adair, Audubon, Boone, Butler, Calhoun, Carroll, Clarke, Crawford, Dallas, Franklin, Greene, Guthrie, Grundy, Hamilton, Hardin, Harrison, Ida, Jasper, Lucas, Madison, Marion, Marshall, Monona, Polk, Poweshiek, Sac, Shelby, Story, Tama, Warren, Webster, Woodbury, and Wright. Headquarters: 1509 Baltimore Dr, Ames, IA 50010 |
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Community Choice Credit Union
CCCU was founded in 1953 for state employees and has 53,000 clients at 9 branches. The field of membership includes the counties of Adair, Boone, Clarke, Dallas, Green, Guthrie, Hamilton, Hardin, Jasper, Lucas, Madison, Mahaska, Marion, Marshall, Monroe, Polk, Poweshiek, Story, Union, and Warren. Headquarters: 6163 NW 86th St, Johnston, IA 50131
GreenState Credit Union
GreenState CU was founded in 1938 and has 450,000 members from 33 credit unions in Iowa. The ways to join include all Iowa residents. GreenState is the largest credit union in Iowa, but it began with a few hospital employees at the University of Iowa. Headquarters: 2355 Landon Rd, North Liberty, IA 52317
Collins Community Credit Union Founded in 1940, Collins CCU serves 85,000 members from 14 credit unions in Iowa. The first members were Collins Radio Employees. The field of membership includes the counties: Benton, Blackhawk, Boone, Bremer, Buchanan, Butler, Cedar, Clinton, Clayton, Dallas, Delaware, Des Moines, Dubuque, Fayette, Grundy, Henry, Iowa, Jackson, Jasper, Jefferson, Jones, Johnson, Keokuk, Linn, Louisa, Madison, Mahaska, Marion, Marshall, Muscatine, Polk, Poweshiek, Scott, Story, Tama, Warren, Washington, and Wapello. Headquarters: 1005 Blairs Ferry Rd, Cedar Rapids, IA 52402 |
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Ascentra Credit Union
Ascentra was founded in 1950. It has over 48,000 clients at 11 branches. It was chartered for aluminum engineers developing lightweight alternatives for vehicle parts. The ways to join include residents Cedar, Clinton, Delaware, Des Moines, Dubuque, Jackson, Johnson, Jones, Linn, Louisa, Muscatine, Scott, and Washington County. Headquarters: 2019 Grant St, Bettendorf, IA 52722
Dupaco Community Credit Union
Founded in 1948, Dupaco CCU serves 165,000 members at 20 unions. It was created by 10 employees at the Dubuque Packing Company and named after the first 2 letters from each word in the company's name. The ways to join include all Iowa residents. Headquarters: 3999 Pennsylvania Ave, Dubuque, IA 52002
Premier Credit Union
Established in 1933, Premier CU serves 22,000 clients at 6 branches in Iowa. Membership eligibility includes residents of counties: Adair, Audubon, Boone, Calhoun, Carroll, Cass, Clarke, Dallas, Greene, Guthrie, Hamilton, Hardin, Jasper, Lucas, Madison, Mahaska, Marshall, Marion, Monroe, Polk, Poweshiek, Story, Tama, Union, Warren, and Webster. Headquarters: 800 9th St, Des Moines, IA 50309
DuTrac Community Credit Union Established in 1946 for tractor builders, DuTrac CCU has over 57,000 members at 15 branches. The field of membership includes residents of the counties: Allamakee, Benton, Black Hawk, Buchanan, Cedar, Clayton, Clinton, Delaware, Dubuque, Fayette, Iowa, Jackson, Jasper, Johnson, Jones, Linn, Louisa, Marshall, Muscatine, Poweshiek, Scott, Tama, and Winneshiek. Headquarters: 3465 Asbury Rd, Dubuque, IA 52002 |
