®®Top 10 Credit Unions in Massachusetts - Sortable APR Guide
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Top credit unions in Massachusetts ranked by best APR in 2025.
Sort the best APR by loan type, and see how these rates affect car payments in our MA car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in Massachusetts for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Quincy Credit Union QCU was established in 1937 and has over 40,000 members at 3 credit unions in Massachusetts. The first members were municipal employees in the Quincy Town Hall. The field of membership includes the counties of Plymouth and Norfolk, and the Dorchester neighborhood. Quincy CU ranks #1 on our 2025 credit union list for competitive rates on all loan types with top customer service. QCU has 3 main branches connected to a network of 5,500 shared branches in credit unions nationwide. Main Branch: 100 Quincy Ave, Quincy, MA 02169 |
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Greylock Federal Credit Union
Greylock FCU was founded in 1935 and has 110,000 members from 15 locations in Massachusetts. It started for General Electric employees, but now all MA residents are eligible to join after making a donation to the Berkshire Humane Society. Headquarters: 150 West St, Pittsfield, MA 01201
Jeanne D'Arc Credit Union Jeanne D'Arc was established in 1912. It has 100,000 members at 10 branches. It's one of the oldest credit unions in MA, and was created for Franco-American mill workers. Jeanne D'Arc CU is modeled after the European cooperative financial communities created by German law clerk, Friedrich Raiffeisen, in the 1800s. The field of membership includes the counties of Middlesex or Essex; and the towns of Fitchburg, Leominster, Harvard, Lunenburg, or Lancaster. Headquarters: 581 Merrimack St, Lowell, MA 01854 |
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SCU Credit Union
SCUCU was created in 1956 and serves over 85,000 clients at 12 locations in MA. The name is an abbreviation from the merger of two lenders that created the Sharon And Crescent United Credit Union. The ways to join include residents of the counties: Norfolk, Suffolk, Middlesex, Plymouth, Barnstable, Bristol, Dukes, and Nantucket. Residents of designated towns in Worcester also qualify: Blackstone, Hopedale, Mendon, Milford, Millville, Northbridge, Southborough, Upton, Uxbridge, or Westborough. Corporate Office: 1300 Belmont St, Brockton, MA 02301
Digital Federal Credit Union
DCU was founded in 1979 and has 1.1 million members from 25 credit unions in Massachusetts. It is the largest CU in MA when comparing top assets. It started for computer engineers at the Digital Equipment Company that developed the PDP-1 minicomputer, which looks huge by today's standards, at the size of a small car. Now, anyone can qualify for membership through the four ways to join DCU. Headquarters: 220 Donald Lynch Blvd, Marlborough, MA 01752
Rockland Federal Credit Union Established in 1922, Rockland FCU serves over 200,000 members at 8 unions in MA. The field of membership includes residents of the counties of Barnstable, Bristol, Middlesex, Norfolk, Plymouth or Suffolk. Main Branch: 241 Union St, Rockland, MA 02370 |
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Hanscom Federal Credit Union
Hanscom FCU was established in 1953. It serves 100,000 clients from 23 locations. It began for air traffic controllers at the Hanscom Air Force Base. The field of membership includes active military and federal government employees working in MA. Everyone else can qualify through a partner organization as listed in the ways to join HFCU. Headquarters: 1610 Eglin St, Hanscom AFB, MA 01731
Liberty Bay Credit Union
Founded in 1917, Liberty Bay CU serves 25,000 clients from 3 branches. It began for telephone company employees in MA, but now membership is open to residents of all the towns listed in the field for membership. Headquarters: 300 Granite St, Braintree, MA 02184
MIT Federal Credit Union
Established in 1952, MIT FCU serves 40,000 clients at 5 branches in MA. The ways to join include staff, students, and alumni at MIT. Everyone else can join through the ACC field of membership with an initial $5 deposit. Headquarters: 70 Westview St, Lexington, MA 02421
Metro Credit Union Metro CU was founded in 1926 and has over 220,000 customers at 20 branches in Massachusetts. Its first members were town clerks in Chelsea, but now membership eligibility includes residents in the counties of Barnstable, Bristol, Essex, Middlesex, Norfolk, Plymouth, Suffolk, Hampden, Hampshire, Franklin, and Worcester. Headquarters: 200 Revere Beach Pkwy, Chelsea, MA 02150 |
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