®®Top 10 Credit Unions in Michigan - 2024 Sortable APR Guide
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Top credit unions in Michigan ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Michigan car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in MI for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Genisys Credit Union Genisys was established in 1936 and has over 275,000 members at 35 credit unions in Michigan. It was created for truck builders at the General Motors assembly plant. All Michigan residents are eligible to join. Genisys CU ranks #1 on our 2024 credit union list for competitive rates on all loan types with top customer service. Headquarters: 2100 Executive Hills Blvd, Auburn Hills, MI 48326 |
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United Federal Credit Union
United Federal was founded in 1949 and has 200,000 members from 45 credit unions in MI. It was created for employees at the Whirlpool washing machine factory. Anyone can join through the ACC field of membership. Headquarters: 150 Hilltop Rd, St Joseph, MI 49085
DFCU Financial Established in 1936, DFCU serves 250,000 clients at 30 branches in MI. It started for automotive techs at the Ford engine assembly plant. The ways to join include residents of Lower Michigan. Headquarters: 400 Town Center Dr, Dearborn, MI 48126 |
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University of Michigan Credit Union
UMCU was created in 1954. It has 125,000 members at 17 branches. The ways to join include staff and students at the University of Michigan, Eastern Michigan University, Washtenaw Community College, and nearby communities. UMCU would rank higher on the 2024 list of top credit unions in Michigan if it had a wider field of membership. Headquarters: 340 E Huron St, Ann Arbor, MI 48104
MSU Federal Credit Union
Founded in 1935 by college professors conducting business from a desk drawer, MSUFCU serves 350,000 members at 25 unions. The main field of membership includes students, staff, and alumni at Michigan State University. Residents of surrounding counties also qualify including: Oakland, Genesee, Lapeer, Livingston, and Macomb. Everyone else can join through the Desk Drawer Fund. Headquarters: 3775 Coolidge Rd, Lansing, MI 48823
Lake Trust Credit Union Lake Trust CU was established in 1944 and serves over 180,000 members from 25 locations in Michigan. It began for employees of Detroit Edison, formerly known as the Edison Illuminating Company that Henry Ford worked for prior to establishing the Ford Motor Company. All residents in the State of Michigan are eligible for membership. Headquarters: 4605 S Old US Highway 23, Brighton, MI 48114 |
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Michigan First Credit Union
Established in 1926, Michigan First CU has over 200,000 members at 18 branches. The first members were from the sociology department at Detroit College. The field of membership includes all Michigan residents. Headquarters: 27000 Evergreen Rd, Lathrup Village, MI 48076
Advia Credit Union
Founded in 1935, Advia CU serves over 215,000 members from 30 unions in MI. Membership is open to all residents of Lower Michigan. Advia CU provides the Advancing Lives Grant that awards $10,000 per project to enhance communities within its service area. Headquarters: 6400 W Main St, Kalamazoo, MI 49009
Lake Michigan Credit Union
Lake Michigan CU first opened in 1933. It has over 525,000 members at 70 locations. LMCU is the largest credit union in Michigan, but it began with 14 school teachers making deposits inside a small branch at the founder's home. Anyone can join by choosing one of the three membership methods. Headquarters: 5664 Prairie Creek Dr, Caledonia, MI 49316
Dow Credit Union
Dow CU was founded in 1937 and has 80,000 members from 2 locations in MI. Anyone can join after making a donation to the Dow Scholarship Fund. The first members were Dow Chemical employees crafting plastic resins and refined automobile pistons that created more speed for racing vehicles in the early days of the Indy 500-Mile Race. Headquarters: 600 E Lyon Rd, Midland, MI 48640 |
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