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Top credit unions in Minnesota ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Minnesota car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in MN for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Affinity Plus Federal Credit Union Affinity Plus was established in 1930 and has over 265,000 members at 30 credit unions in Minnesota. The original members were MN state employees, but now anyone can join after signing up for the Affinity Plus Foundation. Affinity Plus ranks #1 on our 2024 credit union list for competitive rates on all loan types with top customer service. Financing offers include homes, cars, boats, snowmobiles, UTVs, campers, RVs, and more. Headquarters: 175 W Lafayette Frontage Rd, St Paul, MN 55107 |
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Mid Minnesota Federal Credit Union
MMFCU was founded in 1956 and has over 65,000 members from 15 locations. The field of membership includes residents of the counties: Becker, Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena. MMFCU has close ties to the communities it serves: helping with the horses, clearing leaves in the fall, and bringing ice cream for the kids during the Taste-of-Spectacular-Service event. Headquarters: 13283 Isle Dr, Baxter, MN 56425
TruStone Financial Credit Union TruStone was established in 1939. It has 215,000 members at 25 branches in Minnesota. The first members were Minneapolis school teachers. The field of membership includes the counties: Anoka, Carver, Chippewa, Chisago, Dakota, Goodhue, Hennepin, Isanti, Le Sueur, Ramsey, Redwood, Renville, Rice, McLeod, Meeker, Nicollet, Scott, Sherburne, Sibley, Stearns, Wabasha, Washington, and Wright. Headquarters: 14601 27th Ave, North Plymouth, MN 55447 |
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Wings Credit Union
Wings CU was established in 1938. It has 375,000 members at 30 branches in Minnesota. It started for airline attendants working daily flights from Chicago to Minneapolis. Wings CU is the largest credit union in Minnesota. Membership is open to everyone through the Wings Financial Foundation as listed in the ways to join. Headquarters: 14985 Glazier Ave, Apple Valley, MN 55124
Minnesota Valley Federal Credit Union
MVFCU was founded in 1934 and serves 25,000 members at 2 credit unions in Minnesota. It was chartered to support high school teachers. Membership eligibility includes residents in the counties: Blue Earth, Nicollet, Le Sueur, Waseca, Brown or Watonwan. Headquarters: 1640 Adams St, Mankato, MN 56001
TopLine Financial Credit Union TopLine was founded in 1935 and serves 55,000 members at 5 unions. The first members were telephone linemen installing the Bell System. The field of membership includes the counties: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington, or Wright. Headquarters: 9353 Jefferson Hwy, Maple Grove, MN 55369 |
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Ideal Credit Union
Ideal CU was established in 1926 to support mail carriers. It serves 53,000 customers at 6 locations in Minnesota. All MN residents can qualify for membership by making a $5 contribution to the John D. Miller Foundation. Headquarters: 8499 Tamarack Rd, Woodbury, MN 55125
Magnifi Financial Credit Union
Founded in 1939, Magnifi serves 95,000 members at 26 unions. The first branch was in the founders living room. The field of membership includes residents of the counties listed in the ways to join Magnifi. Headquarters: 20 S 4th Ave, Melrose, MN 56352
Blaze Credit Union
Established in 1934, Blaze CU serves 250,000 clients at 27 branches in Minnesota. It was created by entrepreneurs seeking loans to develop specialty oils for farm equipment. All Minnesota residents are eligible for membership via the Blaze Foundation as listed in the ways to join. Headquarters: 2025 Larpenteur Ave, Falcon Heights, MN 55113
First Alliance Credit Union First Alliance was founded in 1932 and has over 22,000 members at 6 branches. It was created by 7 firefighters operating the first branch inside the firehouse in downtown Rochester. The ways to join include 5 Southeast Minnesota counties: Olmsted, Dodge, Goodhue, Wabasha, and Winona. Headquarters: 320 Alliance Pl, Rochester, MN 55906 |