F&I Tools
  • F&I Tools
  • Loan Calculator
  • Car Tax by State
  • DMV Fees
  • Manufacturer Warranties
  • Bank Payoffs
  • ELT Codes
  • Forms
  • Underwriting
  • Sales Report
  • F&I Menu
  • My Vehicle Title
  • Get My Lost Title
  • Bill of Sale
  • Insurance Companies
  • Roadside Assistance
  • Alpha Bravo
  • Credit Union Rates
  • VW Warranty
  • Chevy Warranty
  • Jeep Warranty
  • Ford Warranty
  • Toyota Warranty
  • Hyundai Warranty
  • About
  • F&I Tools
  • Loan Calculator
  • Car Tax by State
  • DMV Fees
  • Manufacturer Warranties
  • Bank Payoffs
  • ELT Codes
  • Forms
  • Underwriting
  • Sales Report
  • F&I Menu
  • My Vehicle Title
  • Get My Lost Title
  • Bill of Sale
  • Insurance Companies
  • Roadside Assistance
  • Alpha Bravo
  • Credit Union Rates
  • VW Warranty
  • Chevy Warranty
  • Jeep Warranty
  • Ford Warranty
  • Toyota Warranty
  • Hyundai Warranty
  • About
Search
  F&I Tools Trademark®
  • Loan Calc
  • Nebraska
  • Best Credit Unions

Top 10 Credit Unions in Nebraska - 2025 Sortable APR Guide


Top credit unions in Nebraska ranked by best APR.

Sort the best APR by loan type, and see how these rates affect car payments in our Nebraska car payment calculator.

Car rates are for 72 months. The rates listed are the best offered by the top credit unions in NE for A-tier credit scores.
​
​The APR listed may change at any time. Rates vary based on application date, terms, and credit rating.
​
Sort rates by clicking the top of the list.
Best Credit Unions in Nebraska
Rank Credit Union Car APR Home APR CC APR Locations
1 Metro 6
2 Liberty 6
3 Nebraska Energy 1
4 Omaha FCU 3
5 MembersOwn 2
6 Four Points 2
7 University of Nebraska 3
8 First Nebraska 6
9 Centris 15
10 Cobalt 26
Metro Credit Union
Metro CU was established in 1951 and has over 145,000 members at 6 credit unions in Nebraska. The original members were doctors at UNMC in Omaha, the first medical college in Nebraska.

The ways to join include residents in Douglas, Sarpy, Saunders, Cass, and Washington County.

Metro CU ranks #1 on our 2025 credit union list for competitive rates on all loan types with top customer service.

Headquarters: 14517 F St, Omaha, NE 68137
Top Credit Union Award
Liberty First Credit Union
LFCU was established in 1935 and serves over 35,000 members from 6 locations in Nebraska.

The first members were railroad workers, but all Nebraska residents are eligible to join through the ACC field of membership.

Headquarters: 501 North 46th St, Lincoln, NE 68503
Nebraska Energy Federal Credit Union
NEFCU was created in 1944 for power company employees. It serves 12,000 members from 1 credit union in Nebraska.

The ways to join include employees of Nebraska businesses involved in electric power generation.

Headquarters: 1414 15th St, Columbus, NE 68601
You May Also Like
  • Car Lease Calculator
  • Car Registration Calculator
  • Max Payment by Salary
Omaha Federal Credit Union
OFCU was founded in 1935 for government employees working at the Customs House in downtown Omaha. It has 7,500 members at 3 branches.

The ways to join include residents of Douglas, Sarpy, and Washington County.

Headquarters: 3001 S 82nd Ave, Omaha, NE 68124
MembersOwn Credit Union
MembersOwn CU was founded in 1984 and has 10,000 members from 2 locations in NE.

The field of membership includes the Southeast Nebraska counties of Cass, Gage, Jefferson, Johnson, Lancaster, Otoe, Pawnee, Saline, Saunders, and Seward.

Headquarters: 1391 South 33rd St, Lincoln, NE 68510
Four Points Federal Credit Union
Founded in 1934 to support the Farm Credit System, FPFCU serves 7,000 members from 2 unions in Nebraska.

All NE residents qualify for membership.

Headquarters: 510 N 127 St, Omaha, NE 68154
University of Nebraska Federal Credit Union
University of Nebraska FCU was created by college professors in 1937. It has over 14,000 members at 3 locations.

The field of membership includes staff and students at the University of Nebraska.

Headquarters: 1720 P St, Lincoln, NE 68508
First Nebraska Credit Union
Founded in 1964, FNCU serves 19,000 members at 6 unions.

The field of membership includes the counties of Cass, Dodge, Douglas, Lancaster, Sarpy, and Saunders.

Headquarters: 10655 Bedford Ave, Omaha, NE 68134
Centris Federal Credit Union
Established in 1934 for Omaha telephone operators, Centris serves 130,000 clients at 15 branches in NE.

The ways to join include residents in the counties of Cass, Dodge, Douglas, Sarpy, Saunders, Lincoln, and McPherson.

Headquarters: 13120 Pierce St, Omaha, NE 68144
Cobalt Credit Union
Established in 1946 for military personnel, Cobalt CU has over 120,000 members at 26 branches. It's the largest credit union in Nebraska.

The field of membership includes Cass, Dodge, Douglas, Sarpy, and Saunders County.

Headquarters: 7148 Towne Center Pkwy, Papillion, NE 68046
About       Contact       Privacy       Terms
F&I Tools Logo
© 2026 F&I Tools USA 

  • F&I Tools
  • Loan Calculator
  • Car Tax by State
  • DMV Fees
  • Manufacturer Warranties
  • Bank Payoffs
  • ELT Codes
  • Forms
  • Underwriting
  • Sales Report
  • F&I Menu
  • My Vehicle Title
  • Get My Lost Title
  • Bill of Sale
  • Insurance Companies
  • Roadside Assistance
  • Alpha Bravo
  • Credit Union Rates
  • VW Warranty
  • Chevy Warranty
  • Jeep Warranty
  • Ford Warranty
  • Toyota Warranty
  • Hyundai Warranty
  • About