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Top NC credit unions ranked by best APR in 2024.
Sort the best APR by loan type, and see how these rates affect car payments in our NC car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in North Carolina for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Allegacy Federal Credit Union Allegacy FCU was established in 1967 and has over 180,000 members at 20 credit unions in North Carolina. Anyone can join through the ACC field of membership. Allegacy ranks #1 on our 2024 credit union list for competitive rates on all loan types with top customer service. Unique offers include accounts to help small businesses get started, and linked accounts for families who want to teach the next generation about good spending habits. Headquarters: 1691 Westbrook Plaza Dr, Winston-Salem, NC 27103 |
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Carolinas Telco Federal Credit Union
CTFCU was established in 1934 and serves over 35,000 clients at 10 branches in NC. Its first members were Bell System operators in the Old Dial Building on Caldwell Street in Charlotte. Now Membership is open to anyone through the NCCC field of membership. Headquarters: 2821 Crisman St, Charlotte, NC 28208
North Carolina Community Federal Credit Union Founded in 1957, NCCFCU serves 15,000 clients from 2 branches. It began for pilots stationed at Seymour Johnson Air Force Base. All residents of North Carolina can qualify for membership through Your Community Foundation. Headquarters: 2401 E Ash St, Goldsboro, NC 27534 |
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Coastal Federal Credit Union
Coastal FCU was founded in 1967 and has 340,000 members from 25 locations in North Carolina. It began for IBM employees, but now all NC residents are eligible to join through the North Carolina Sustainable Energy Association. Headquarters: 1000 St Albans Dr, Raleigh, NC 27609
Summit Credit Union
Summit CU was founded in 1935. It has 38,000 members at 9 branches. It began as a Tri-City communications union for telephone company employees in Greensboro, Burlington, and Reidsville. The field of membership includes employees of AT&T, P&G, or any of the 300 companies listed in the ways to join. Headquarters: 8210 W Market St, Greensboro, NC 27409
Marine Federal Credit Union Marine FCU was established in 1959 and serves over 85,000 members at 14 locations in NC. Membership is available to US Military personnel, employees of affiliated companies, and small business owners who create a Business Affiliate account. Any size business may apply including Sole Proprietorship, LLC, LLP, Partnership, and Corporation as listed in the ways to join. Marine FCU would rank higher on the 2024 list of top credit unions if it had a wider field of membership. Headquarters: 4180 Western Blvd, Jacksonville, NC 28546 |
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Skyla Credit Union
Skyla was founded in 1962 and has 115,000 members from 22 credit unions in North Carolina. The original members were Charlotte City employees, but now all NC residents can qualify via the ACC option as described in the field of membership. Headquarters: 718 Central Ave, Charlotte, NC 28204
Truliant Federal Credit Union
Established in 1952 by electrical engineers while developing sound systems for motion pictures, Truliant FCU serves over 325,000 members at 38 unions in NC. The field of membership includes all North Carolina residents. Headquarters: 3200 Truliant Way, Winston-Salem, NC 27103
Duke Federal Credit Union
Duke FCU was founded in 1968. It serves 18,000 members from 1 location. It began as an on-campus banking alternative focused on Duke University employees and students. The field of membership includes staff, students, and alumni at Duke University. Headquarters: 2200 W Main St, Durham NC, 27705
Bragg Mutual Federal Credit Union Established in 1952, Bragg Mutual serves 9,000 clients at 4 branches in NC. The original members were civil service employees at Fort Bragg. The ways to join include the counties: Alamance, Anson, Brunswick, Chatham, Columbus, Cumberland, Duplin, Franklin, Harnett, Hoke, Johnson, Lee, Lenoir, Montgomery, Moore, Nash, Pender, Randolph, Richmond, Robeson, Sampson, Scotland, Wake, Wayne, and Wilson. Headquarters: 2917 Village Dr, Fayetteville, NC 28304 |