Lincoln Warranty Options

Cost & Coverage Review

How long is it?

Lincoln Factory Warranty is 4 years or 50,000 miles of bumper-to-bumper repairs on breakdowns caused by manufacturer defects.

After the bumper-to-bumper warranty expires, the powertrain warranty continues for another 2 years or 20,000 miles - totaling 6 years or 70,000 miles of repairs on the engine, transmission and drive axle.

Lincoln offers four extended warranty options for consumers who want to buy longer protection.

What do Lincoln Extended Warranty Options cover?

Option 1

Premium Care covers the cost to repair over 1,000 items including the engine, transmission, drive axle, reverse camera, high tech, GPS, water pump, fuel gauges, alternator, heating, cooling, electrical, computers, audio, entertainment systems, control module, and sensors.

Every part of the vehicle is included except items listed under WHAT IS NOT COVERED on the contract.

See the bottom of the brochure in the PDF section below.

Option 2

Extra Care covers 113 components including the engine, transmission, steering, and air conditioning.

It may sound like key components are covered in full, however Extra Care covers less items with each category. Some things are not covered at all: like audio, entertainment, rear suspension, and more.

Usually we recommend this level on base model vehicles, but all Lincolns are well equipped in 2020.

Therefore, we recommend spending the extra money to get Option 1 because it will perform as expected during breakdowns.

Option 3

The Base Plan covers 84 essential components but is not recommended for the same reasons we do not recommend the second option.

Option 4

The Powertrain Plan covers 29 engine and transmission components.

How much is the repair copay?

Lincoln offers four options of deductible copay: $0, $50, $100, and $250.

The $0 deductible stands out as the one we want, but the best price point lands on the $100 deductible plan, which costs $700 less to purchase.

Therefore, the F&I Tools Review finds the Lincoln Premium Care Extended Warranty with $100 deductible to be the best bang for the buck!

How much does the Lincoln extended warranty cost?

Retail Market Value
8 Years | 100,000 Miles

$100 Deductible: $4240

Prices may vary by model, specs, location, and purchase date.

PDF Guides

Factory Warranty Booklet

Extended Warranty Brochure

Premium Care Sample Terms

How much does it cost to fix a Lincoln?

Here is a list of common repairs and the estimated cost to fix them:

Transmission: $6980
Head Gaskets: $2985
Heater Core: $1125
Suspension: $2340
Timing Chain: $1825

Rack and Pinion: $1590
CV Axle: $2040
Radiator: $799
Fuel Tank: $1200
Turbocharger: $2495

Where can I buy the Lincoln Extended Warranty?

Insider tip:

Buy Premium Care from the dealership you want to use for repairs.

Satisfaction ratings are higher from owners who return to the location that sold the policy.

Dealers have a monetary incentive to provide repeat clients with exceptional service to retain bonuses through surveys provided by Lincoln to owners.

Dealer Locator

Lincoln Online

Is Lincoln’s Extended Warranty transferable?

Yes! You may transfer your extended warranty to the next owner when you sell your vehicle private party.

You must mail the following to the Administrator within 180 days of the sale date:

$75 transfer fee
Odometer statement
Signed letter transferring policy to the next owner
Name and address of new owner

Contact Administrator prior to mailing to verify correct forms and fees.

Where will repairs be done?

Repairs are completed by factory-trained technicians at Lincoln dealerships nationwide.

A service writer will order a diagnostic evaluation and contact the manufacturer to obtain a repair authorization prior to fixing the vehicle.

A rental car will be provided at no cost during covered breakdowns. If you have trouble obtaining a repair order from the auto dealer, then contact Lincoln directly at this phone number:

Plan Administrator: 800.521.4140

Warranty Comparison