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Top credit unions in Colorado ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Colorado car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in Colorado for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort data by clicking the top of the list. |
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Canvas Credit Union was established in 1938 and has over 300,000 members at 33 credit unions in Colorado. The original 20 members were from the Public Service Company of Colorado, which is now Xcel Energy. Canvas has several ways to join, even if applicants don't live or work in the qualifying region. Canvas ranks #1 on our 2025 credit union list for competitive rates on all loan types, open membership, and convenient locations. Headquarters: 9990 Park Meadows Dr, Lone Tree, CO 80124 |
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Premier Members Credit Union was founded in 1950 and has over 80,000 members at 15 locations in Colorado. The field of membership includes residents of Adams, Arapahoe, Broomfield, Boulder, Clear Creek, Delta, Denver, Douglas, Eagle, Elbert, El Paso, Garfield, Grand, Jefferson, Larimer, Mesa, Montrose, Pueblo, Summit, and Weld Counties. Non-residents can join by supporting the affiliated charitable organization in the Boulder Valley School District. Headquarters: 5505 Arapahoe Ave, Boulder, CO 80303 
Credit Union of Denver was established in 1931 and serves over 65,000 members at 3 locations in Colorado. 102 co-op locations are also available through a shared branch network. It's the oldest credit union in Colorado, and was started with deposits from 8 government employees. The ways to join include residents of Adams, Arapahoe, Boulder, Denver, Douglas, and Jefferson counties. If you don't live within the field of membership, you can become a member after joining the Consumers United Association. CU of Denver has the lowest auto loan rates so far in 2025 among the top credit unions in Colorado. Headquarters: 9305 W Alameda Ave, Lakewood, CO 80226 
Blue Federal Credit Union Blue FCU was founded in 1951 and has over 140,000 clients nationwide with 19 credit unions in Colorado. The original members were Air Force pilots, and the blue name comes from the blue uniforms they wear. All Colorado residents are eligible for membership through the Blue Foundation. Blue FCU increased Colorado offices through its merger with Aventa CU. Headquarters: 2735 Dublin Blvd, Colorado Springs, CO 80918 |
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Bellco was established in 1936 and has 340,000 members at 28 branches. Anyone can join by signing up for the Bellco Foundation non-profit organization. Headquarters: 7600 E Orchard Rd #400-N, Greenwood Village, CO 80111 
Elevations was founded in 1952 and has 170,000 members from 15 locations in CO. The first 12 members were from the University of Colorado in Boulder, but the ways to join have expanded to include anyone who supports the Elevations Foundation charity. Headquarters: 2960 Diagonal Hwy, Boulder, CO 80301 
ENT was established in 1957 at its namesake air force base in Colorado Springs, and now serves over 500,000 members at 54 credit unions in Colorado. The field of membership includes 21 counties along the Front Range. Headquarters: 11550 Ent Pkwy, Colorado Springs, CO 80921 |
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Westerra Credit Union was built in 1934 by a group of school teachers and has merged with several other credit unions over the years including DPS, Rocky Mountain, Gateway, Jeffco, Sheet Metal Workers, and Mapleton Public Schools. It has over 120,000 members at 9 locations. The ways to join include residents of the Denver metro area. Headquarters: 3700 East Alameda Ave, Denver, CO 80209 
Red Rocks Credit Union was founded in 1979 and serves 20,000 members at 3 unions. The original members were employees of Lockheed Martin, but now the field of membership includes residents of Douglas, Arapahoe, or Jefferson counties. Non-residents can also join through an affiliated group such as the Consumers United Association or the Community Impact Fund. Headquarters: 8195 SouthPark Ln, Littleton, CO 80120 
Credit Union of Colorado was built in 1934 and serves 140,000 clients at 18 branches. Anyone can join after signing up for the Credit Union of Colorado Foundation, an affiliated non-profit organization. Headquarters: 1390 Logan St, Denver, CO 80203 |
