State: Colorado

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How a CO Car Loan Calculator includes tax:

Colorado includes the sale price and the doc fee in the taxable amount of an auto loan but excludes the trade vehicle amount.

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Car buyers get tax breaks on trade vehicles in CO.

The exact tax and tags may vary by district.

See our manual car tax calculator, and our tag estimator, and use the override options to fine tune this car payment.

See credit union interest rates for APR.

Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
Colorado car tax is $ at % based on an amount of $. This taxable value comes from the sale price of $ plus the doc fee of $ minus the trade-in value of $.

Tags
Colorado registration fees are about $ on a $ vehicle based on a percentage of the vehicle’s value.

Use our Colorado fee estimator to verify registration cost, and use the DMV Override to adjust the calculator.

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All data based on your calculation.

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Verbal Equation

A car payment with Colorado tax included is $ per month at % APR for months on a loan amount of $.

The payment is based on a net price of $, plus Colorado state fees, plus extended warranties. The net price comes from the sale price of $ minus the rebate of $.

The trade vehicle value is $, and after a trade loan payoff of $, the equity of $ applies to the vehicle purchase.

The tax and tags payment combined is $, but this may vary based on vehicle type and intended usage. The doc fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans, extended warranties, and GAP insurance are not taxed in Colorado and provide considerable savings over paying down the road. Maintenance can be included on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $599 in Colorado but may differ as there is no maximum set by the state.

EV surcharges are levied to offset declining fuel tax revenue. Add $50 to the DMV fees for electric vehicles.

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