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Top credit unions in Maine ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Maine car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in Maine for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Evergreen Credit Union Evergreen CU was established in 1951 and has over 33,000 members at 6 credit unions in Maine. The first members were lumberjacks at the Warren Paper Mill. The ways to join include residents in the counties of Androscoggin, Cumberland, Lincoln, Oxford, Sagadahoc, and York. Evergreen ranks #1 on our 2025 credit union list for competitive rates on all loan types with top customer service. Financing offers include homes, cars, watercraft, motorcycles, RVs, snowmobiles, small businesses, and more. Headquarters: 225 Riverside St, Portland, ME 04103 |
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Maine State Credit Union
MSCU was established in 1935 and serves 38,000 members from 5 locations in Maine. The original members were Maine government officials working at the State House on Capitol Street. The field of membership includes the counties of Androscoggin, Cumberland, Kennebec, Knox, Lincoln, Sagadahoc, Somerset, and Waldo. Headquarters: 200 Capitol St, Augusta, ME 04330
Oxford Federal Credit Union Oxford FCU was founded in 1938 and has 20,000 members at 2 credit unions in Maine. It was created for millworkers at the Oxford Paper Company, which was the largest producer of book paper at the time. The field of membership includes the counties: Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, and York. Headquarters: 225 River Rd, Mexico, ME 04257 |
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Maine Savings Federal Credit Union
MSFCU was created in 1961 to support railroad workers laying tracks through the mountains and bogs of the northern wilderness from Bangor to Aroostook. It has 40,000 members at 11 branches in ME. All Maine residents are eligible to join through the ACC field of membership. Headquarters: 101 Western Ave, Hampden, ME 04444
Atlantic Federal Credit Union
AFCU was founded in 1941 and has 50,000 members from 10 locations in Maine. The ways to join include residents of Androscoggin, Cumberland, Sagadahoc or York County. Headquarters: 55 Cushing Street Brunswick, ME 04011
University Credit Union Founded in 1967 at the University of Maine, UCU serves over 30,000 members from 9 unions. All Maine residents are eligible to join. Headquarters: 15 Main St, Orono, ME 04473 |
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Midcoast Federal Credit Union
MFCU first opened in 1956. It has 19,000 members at 6 locations in Maine. The ways to join include residents of Cumberland, Sagadahoc, Lincoln, Knox, and Waldo County. Midcoast FCU is active in the community, hosting tasty lunches every Friday with recipes and cooking instructions from the chef. Headquarters: 186 Lower Main St, Freeport, ME 04032
Bangor Federal Credit Union
BFCU was chartered in 1956 and has 17,000 members at 4 unions. The first branch was inside the founders home on Grove Street. The field of membership includes Penobscot, Hancock, and Waldo Counties. Headquarters: 339 Hogan Rd, Bangor, ME 04401
Acadia Federal Credit Union
Established in 1963, AFCU serves 17,500 clients at 9 branches in ME. Acadia FCU was created by mergers between 7 smaller credit unions throughout St John Valley. Membership eligibility includes residents in Aroostook, Hancock, Penobscot, Piscataquis, or Washington County. Headquarters: 69 Pleasant St, Fort Kent, ME 04743
cPort Credit Union Established in 1931 for government employees in Maine, cPort has 35,000 members at 5 branches. The field of membership includes Cumberland, Kennebec, Sagadahoc, Androscoggin, or York County. Headquarters: 50 Riverside Industrial Pkwy, Portland, ME 04103 |
