Car Loan Calculator Detailed for Maine

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How are car loans in Maine calculated?

Maine includes extended warranties, maintenance plans, and doc fees in the taxable amount of an auto loan but does not include the trade-in value.

Therefore, car buyers get a tax break on trade-in vehicles in Maine.

Principal vs Interest

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Principal vs Interest

Cost Breakdown

Tax
Maine car tax is $ at % based on an amount of $ combined from the sale price of $ plus the doc fee of $ plus the extended warranty cost of $ minus the trade-in value of $.

Tags
Maine BMV fees are about $ on a $ vehicle based on a percentage of the vehicle’s value.

View the Maine state fee schedule to verify your registration cost, and use the BMV Override to adjust the calculator.

All data based on your calculation.

Dealer Quote

Thank you for considering our dealership for your new vehicle! I can offer you a net price of $ which equals the dealer sale price of $ minus the factory rebate of $.

I can purchase your trade vehicle for $, payoff your loan up to $, and apply the balance of $ to this purchase. The estimated tax and registration combined is $, but this may vary based on your vehicle's value and age. Our required dealer documentation fee is $.

Adjust quote numbers in calculator.

Consumer Notes

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $495 in Maine but may differ as there is no maximum set by the state.

Prepaid maintenance is taxable in Maine and can be included on the warranty line of the calculator for accurate handling.

The GAP charge of $ is not taxable in Maine.

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Car Loan Calculator Detailed for Maine

Principal vs Interest

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