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Top credit unions in Maryland ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Maryland car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in MD for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Tower Federal Credit Union Tower FCU was established in 1953 and has over 235,000 members at 17 credit unions in Maryland. It was created for NSA employees, but now all Maryland residents can join after signing up through the TowerCares Foundation. Tower FCU ranks #1 on our 2025 credit union list for competitive rates on all loan types with top customer service. Financing offers include homes, cars, boats, jet skis, snowmobiles, motorcycles, RVs, ATVs, and more. Headquarters: 7901 Sandy Spring Rd, Laurel, MD 20707 |
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State Employees Credit Union of Maryland
SECU MD was established in 1951. It has 260,000 members at 28 branches in Maryland. SECU is the largest credit union in Maryland. The first office was in the Senate building in downtown Baltimore, and the first member was the Governor. Everyone is eligible for membership after making a donation to the SECU MD Foundation as listed in the ways to join SECU. Headquarters: 971 Corporate Blvd, Linthicum, MD 21090 |
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Point Breeze Credit Union Point Breeze was founded in 1935 and serves 65,000 customers at 5 credit unions in Maryland. Membership eligibility includes employees of affiliated businesses and members of select groups located within a 20-mile radius of a Point Breeze branch. Point Breeze CU would rank higher on our list of the best credit unions in Maryland if it had a wider field of membership with more branch locations. Headquarters: 11104 McCormick Rd, Hunt Valley, MD 21031 |
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Cedar Point Federal Credit Union
Cedar Point FCU was established in 1945 and has 50,000 members from 6 credit unions in Maryland. CPFCU is named after the Cedar Point in Chesapeake Bay where George Washington's boat ran aground while fishing in 1766. The ways to join include 3 counties in southwestern Maryland: Calvert, Charles, and St Mary's. Headquarters: 22745 Maple Rd, Lexington Park, MD 20653
Mid-Atlantic Federal Credit Union
MAFCU was founded in 1968 and serves 20,000 members at 3 unions. The field of membership includes residents of Montgomery County. MAFCU doesn't publish the history of its origins and founding members. Headquarters: 12820 Wisteria Dr, Germantown, MD 20874
Municipal Employees Credit Union MECU was established for Baltimore City employees in 1936. It has 115,000 clients at 12 locations in Maryland. The ways to join include residents of the City of Baltimore. Headquarters: One South St, Baltimore, MD 21202 |
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Andrews Federal Credit Union
Founded in 1948, Andrews FCU was created for pilots at Andrews Air Force Base in Maryland, currently known as the home of Air Force One. Andrews FCU serves 140,000 members at 11 unions. Anyone can join through the American Consumer Council. Headquarters: 5711 Allentown Rd, Suitland, MD 20746
National Institutes of Health Federal Credit Union
NIHFCU was the first credit union in Maryland to support frontline contributors of science and medicine. It was founded in 1940 and has 50,000 members from 7 locations. The field of membership includes healthcare workers on the NIH partner list. Everyone else can join through the American Consumer Council as listed in the ways to join NIHFCU. Headquarters: 111 Rockville Pike, Rockville, MD 20850
Nymeo Federal Credit Union
Established in 1933, Nymeo serves 25,000 clients at 5 branches in Maryland. The first members were scientists at the Bureau of Standards developing methods to measure the physical properties of substances for fair trade in the USA. The ways to join include Frederick or Montgomery County. Everyone else can join after making a donation to the Humane Society of Frederick County, an affiliated non-profit organization whose members are eligible to join Nymeo. Headquarters: 5210 Chairmans Ct, Frederick, MD 21703
NASA Federal Credit Union NASA FCU was founded in 1948 and has over 250,000 members at 15 branches. It began for NASA employees, but now anyone can join through the National Space Society. Headquarters: 500 Prince Georges Blvd, Upper Marlboro, MD 20774 |
