Car Loan Calculator Detailed for Maryland

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Calculate by State >  Maryland 

How are car loans in Maryland calculated?

Maryland includes the sale price and the doc fee in the taxable amount of an auto loan but does not include the trade-in value.

Therefore, car buyers get a tax break on trade-in vehicles in Maryland.

Cost Breakdown

In our calculation, the taxable amount is $ which equals the sale price of $ plus the doc fee of $ minus the trade-in value of $.

DMV fees are about $ on a $ vehicle based on a flat fee that fluctuates depending on vehicle weight and usage.

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Consumer Advice

View the Maryland state fee schedule to verify your registration cost, and use our DMV Override to adjust the calculator.

Prepaid maintenance plans, extended warranties, and GAP insurance are not taxed in Maryland and provide considerable savings over paying down the road. You can include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so expect it on the purchase agreement. The customary doc fee of $300 is the maximum allowed by the State of Maryland.

Dealer Quote

Thank you for considering our dealership for your new vehicle! I can offer you a net price of $ which equals the dealer sale price of $ minus the factory rebate of $.

I can purchase your trade vehicle for $, payoff your loan up to $, and apply the balance of $ to this purchase. The estimated tax and registration combined is $, but this may vary based on vehicle weight and usage. Our required dealer documentation fee is $.

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