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Top credit unions in Montana ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Montana car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in MT for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Montana Credit Union MCU was established in 1940 and has 25,000 members at 3 credit unions in Montana. The ways to join include residents in the counties of Beaverhead, Big Horn, Blaine, Broadwater, Carbon, Cascade, Chouteau, Deer Lodge, Fergus, Flathead, Gallatin, Garfield, Glacier, Golden Valley, Granite Hill, Jefferson, Judith Basin, Lake, Lewis and Clark, Liberty, Lincoln, Madison, Meagher, Mineral, Missoula, Musselshell, Park, Petroleum, Phillips, Pondera, Powell, Ravalli, Rosebud, Sanders, Silver Bow, Stillwater, Sweet Grass, Teton, Toole, Treasure, Valley, Wheatland, and Yellowstone. Montana CU ranks #1 on our 2025 credit union list for competitive rates on all loan types with top customer service. Financing offers include homes, cars, RVs, and more. Headquarters: 15 14th St, Great Falls, MT 59401 |
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Whitefish Credit Union Whitefish CU was established in 1934. It's the largest credit union in Montana with over 65,000 customers at 8 locations. The field of membership includes Broadwater, Flathead, Gallatin, Lake, Lewis and Clark, Lincoln, Missoula, Ravalli, and Sanders County. Headquarters: 300 Baker Ave, Whitefish, MT 59937 |
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Park Side Credit Union
PSCU was founded in 1965 for railroad workers laying track on the Great Northern Railway. It has over 30,000 clients at 3 branches. All MT residents are eligible for membership. Headquarters: 1300 Baker Ave, Whitefish, MT 59937
Clearwater Credit Union Clearwater CU was founded in 1956 and has 60,000 customers at 10 branches in MT. The ways to join include residents in the counties of Beaverhead, Broadwater, Cascade, Deer Lodge, Flathead, Gallatin, Granite, Jefferson, Lake, Lewis and Clark, Lincoln, Madison, Meagher, Mineral, Missoula, Park, Powell, Ravalli, Sanders, and Silver Bow. Headquarters: 3600 Brooks St, Missoula, MT 59801 |
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Valley Credit Union Valley CU was established in 1949 and has over 40,000 members at 10 branches in Montana. The field of membership includes the counties: Big Horn, Carbon, Carter, Cascade, Chouteau, Custer, Dawson, Fallon, Fergus, Gallatin, Garfield, Golden Valley, Judith Basin, Madison, McCone, Meagher, Musselshell, Park, Petroleum, Powder River, Prairie, Richland, Rosebud, Stillwater, Sweet Grass, Treasure, Wheatland, Wibaux or Yellowstone. Headquarters: 1541 Custer Ave, Billings, MT 59102 |
