Car Loan Calculator Detailed for MontanaDays to First Payment:
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How are car loans in Montana calculated? Montana is one of a few states where you may calculate an auto loan with no sales tax. ADVERTISEMENT
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Principal vs Interest |
Tax vs TagsDo Montana car tags cost more than other states? Yes. But even with hefty tag fees, it costs less to finalize ownership in Montana compared to states with sales tax. For example, in our calculation, the average USA car tax rate of 6.15% would increase the amount financed by $. Montana MVD fees are about $ on a $ vehicle based on a $217 reg fee plus admin fees that fluctuate by vehicle age and owner location. View our Montana registration calculator to verify your tag fees, and use MVD Override to adjust the calculator. All data based on your calculation.
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Verbal Equation The net price of $ equals the sale price of $ minus the rebate of $. The trade‑in vehicle value is $, and after a trade‑in loan payoff of $, the balance of $ applies to the vehicle purchase. The estimated tax and registration combined is $, but this may vary based on vehicle type and intended usage. The documentation fee is $. Adjust numbers in calculator. |
Notes Prepaid maintenance plans are not taxed in Montana and provide considerable savings over paying down the road. Include maintenance on the warranty line of the calculator for accurate handling. The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $299 in Montana but may differ because there is no maximum set by the state. There is no car tax in Montana, but there is a "County Option" charge plus a 3% "Administrative Fee" that must be paid during vehicle registration. The "County Option" is based on a percentage of the sale price. The 3% Admin is a fee charged on the other fees. For example, if your standard fees equal $300, then you owe $309. |
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