®®Top 10 Credit Unions in Ohio - 2025 Sortable APR Guide
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Top credit unions in Ohio ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Ohio car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in Ohio for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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OUCU Financial OUCU was established in 1955 by the professor of economics with the treasurer of Ohio University taking deposits in the cashier's office in Ewing Hall. It has 26,000 members at 3 credit unions in Ohio with 6,000 participating branches available through a shared network of nationwide credit unions including 12,000 no-surcharge ATMs. The ways to join include residents of Ohio counties: Athens, Fairfield, Hocking, Meigs, Morgan, Perry, Vinton, and Washington. Membership is also open to anyone who joins the Athens Friends of the Library or the Ohio University Friends of the Library. OUCU Financial ranks #1 on our 2025 credit union list for competitive rates on all loan types with top customer service. Headquarters: 944 E State St, Athens, OH 45701 |
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BMI Federal Credit Union
BMI was founded in 1936 and has 43,000 members from 5 locations in Ohio. The first members were employees of the Battelle Memorial Institute. The field of membership includes residents of Franklin, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Headquarters: 6165 Emerald Parkway Dublin, OH 43016
CME Federal Credit Union CME was established in 1935. It has 40,000 members at 7 branches. It was chartered for the Firefighters and Police Officers of Columbus. The ways to join include residents of participating counties along with employees of the City of Columbus, Ohio. Headquarters: 365 South 4th St, Columbus, OH 43215 |
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DoverPhila Federal Credit Union
DoverPhila was established in 1953 and serves over 35,000 members at 6 locations in OH. The field of membership includes Tuscarawas County only. Headquarters: 129 Fillmore Ave, Dover, OH 44622
Sun Federal Credit Union
Sun FCU was founded in 1951 and has 37,000 members from 12 credit unions in Ohio. The ways to join include National Guard and US Government personnel based in Ohio, plus residents of Lucas and Wood counties. Members of participating organizations also qualify as shown on the membership eligibility list. Headquarters: 1627 Holland Rd, Maumee, OH 43537
Wright-Patt Credit Union WPCU was established in 1932 at the largest Air Force Base in Ohio and serves 485,000 members at 35 unions. The field of membership includes the counties: Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Franklin, Greene, Hamilton, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union, and Warren. Military and civilian employees of Wright-Patterson AFB may also join. Wright-Patt Credit Union is the largest credit union in Ohio. Headquarters: 3560 Pentagon Blvd, Beavercreek, OH 45431 |
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Cinfed Credit Union
Cinfed was established in 1975. It has 40,000 members at 10 locations. It began with 9 members from the Local #75 Federation of Federal Employees Union. The ways to join include residents of the following counties: Hamilton, Brown, Butler, Clermont, Warren, and Clinton. Headquarters: 4801 Kennedy Ave, Cincinnati, OH 45209
Superior Credit Union
Founded in 1954, Superior CU serves 105,000 members at 65 unions. The original members were truck builders from the Superior Coach Company making some of the first postal trucks, ambulances, school buses, and stretch limos in the USA. The field of membership includes residents of the counties: Allen, Auglaize, Brown, Butler, Clermont, Darke, Defiance, Franklin, Fulton, Hamilton, Hancock, Hardin, Henry, Logan, Lucas, Marion, Mercer, Miami, Paulding, Putnam, Seneca, Shelby, Union, Van Wert, Warren, Williams, Wood or Wyandot. Headquarters: 4230 Elida Rd, Lima, OH 45807
General Electric Credit Union
Established in 1954, General Electric CU serves 255,000 clients at 12 branches in OH. The first members were employees of the General Electric Aircraft Engines Company. The ways to join include the counties: Adams, Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fayette, Franklin, Greene, Hamilton, Highland, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, and Warren. Headquarters: 10485 Reading Rd, Cincinnati, OH 45241
Atomic Credit Union Atomic was established in 1955 and has over 70,000 members at 15 branches in Ohio. Membership options include the counties: Adams, Athens, Brown, Fairfield, Fayette, Franklin, Gallia, Highland, Hocking, Jackson, Lawrence, Meigs, Perry, Pickaway, Pike, Ross, Scioto or Vinton. Headquarters: 711 Beaver Creek Road Piketon, OH 45661 |
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