Calculate by State >  Ohio 

Car Loan Calculator Detailed for Ohio

Days to First Payment:

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How are car loans in Ohio calculated?

Ohio includes extended warranties, gap insurance, and doc fees in the taxable amount of an auto loan but does not include the trade-in value.

Therefore, car buyers get a tax break for trade-in vehicles in Ohio.

Principal vs Interest

Tax vs Tags

Verbal Equation

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Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
Ohio car tax is $ at % based on an amount of $ combined from the sale price of $ plus the doc fee of $ plus the extended warranty cost of $ plus the gap insurance charge of $ minus the trade-in value $.

The exact tax rate may vary for your location. See our manual car tax calculator, and use the override option to fine tune your auto loan quote.

Tags
Ohio BMV fees are about $ on a $ vehicle based on a flat fee that fluctuates depending on vehicle weight and fuel type. Add $100 for hybrid vehicles, and $200 for electric.

View the Ohio state fee schedule to verify your registration cost, and use the BMV Override to adjust the calculator.

Get more registration info on our tag cost page.

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All data based on your calculation.

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Verbal Equation

The net price of $ equals the sale price of $ minus the rebate of $. The trade‑in vehicle value is $, and after a trade‑in loan payoff of $, the balance of $ applies to the vehicle purchase.

The estimated tax and registration combined is $, but this may vary based on vehicle type and intended usage. The documentation fee is $.

Adjust numbers in calculator.

Notes

The documentation fee is set by the dealer, but is not negotiable so expect it on your purchase agreement. The standard doc fee of $250 is the maximum allowed by the State of Ohio for vehicles priced at $25000 or higher. The maximum doc fee for vehicles under $25000 is 10% of the sale price.

Prepaid maintenance is taxable in Ohio and can be included on the warranty line of the calculator for accurate handling.

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