Ohio Auto Loan Calculator with Tax, Title, License

Days to First Payment:

How an Ohio car payment calculator includes tax:

Ohio includes extended warranties and gap insurance in the taxable amount of an auto loan but excludes the trade-in value.

Ohio car buyers get a tax break for trade-in vehicles.

Principal vs Interest

Tax vs Tags

Verbal Equation

See credit union interest rates for APR.

Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
Ohio car tax is $ at % based on an amount of $. This taxable value is combined from the sale price of $ plus the extended warranty cost of $ plus the gap insurance charge of $ minus the trade-in value $.

The exact tax rate may vary for your location. See our manual car tax calculator, and use the override option to fine tune your auto loan quote.

The doc fee of $ was taxable on purchases dated prior to May 1st 2023, but nontaxable thereafter.

Tags
Ohio BMV title and license fees are about $ on a $ vehicle based on a flat fee that fluctuates depending on vehicle weight and fuel type. Add $100 for hybrid vehicles, and $200 for electric.

View the Ohio state fee schedule to verify your registration cost, and use the BMV Override to adjust the calculator.

Get more title and license info on our tag cost page.

All data based on your calculation.

Verbal Equation

A car payment with Ohio tax, title, and license included is $ at % APR for months on a loan amount of $.

The payment is based on a net vehicle price of $, plus Ohio state fees, plus extended warranties. The net price comes from the sale price of $ minus the rebate of $.

The payment of tax and title combined is $, but this may vary depending on vehicle type and intended usage.

The trade vehicle value is $, and after a trade loan payoff of $, the equity of $ applies to the vehicle purchase.

The documentation fee is $.

Adjust numbers in calculator.

Notes

The documentation fee is set by the dealer, but is not negotiable so expect it on your purchase agreement.

The standard doc fee of $250 is the maximum allowed by the State of Ohio for vehicles priced at $25000 or higher. The maximum doc fee for vehicles under $25000 is 10% of the sale price.

Prepaid maintenance is taxable in Ohio and can be included on the warranty line of the calculator for accurate handling.

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