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Top credit unions in Oregon ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Oregon car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in Oregon for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Oregon State Credit Union Oregon State CU was established in 1954 and has over 150,000 members at 15 credit unions in Oregon. The first branch was created by a professor at OSU collecting deposits from his desk in Snell Hall. The field of membership includes residents in the counties of Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Tillamook, Washington, Wasco, and Yamhill. Oregon State CU ranks #1 on our 2025 credit union list for competitive rates on all loan types with top customer service. Financing offers include homes, cars, boats, jet skis, snowmobiles, RVs, ATVs, horse trailers, open land lots, new constructions, and more. Headquarters: 4800 SW Research Way, Corvallis, OR 97333 |
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OnPoint Community Credit Union
OnPoint was founded in 1932 and has 550,000 members from 60 credit unions in Oregon. The ways to join include residents in the counties of Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, or Yamhill. OnPoint is the largest credit union in Oregon, but it began with 16 school teachers in Portland. Headquarters: 2701 NW Vaughn St, Portland, OR 97210
Pacific Crest Federal Credit Union PCFCU was chartered in 1936. It serves 25,000 members from 6 locations. The first members were lumberjacks at the Weyerhaeuser Timber Company. The ways to join include residents in Klamath, Lake, Modoc, or Northeast Siskiyou County. Headquarters: 2972 Washburn Way, Klamath Falls, OR 97603 |
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Oregonians Credit Union
Oregonians CU was created in 1936. It has over 23,000 members at 8 credit unions in Oregon. The ways to join include residents in the counties of Benton, Clackamas, Columbia, Crook, Deschutes, Jefferson, Lane, Linn, Marion, Multnomah, Polk, Washington, and Yamhill. Oregonians CU is active in the community supporting annual events like picnics in the park, Crooked River Roundups, and a Polar Plunge in the Columbia River. Headquarters: 6915 SE Lake Rd, Milwaukie, OR 97267
Rogue Credit Union
Rogue CU was founded in 1956 and has 220,000 clients at 29 branches. The first branch was in the founders living room; the second was in his garage. The field of membership includes the counties of Jackson, Josephine, Klamath, Douglas, Coos, Curry, Malheur, Benton, Clackamas, Clatsop, Columbia, Crook, Deschute, Gilliam, Harney, Hood River, Jefferson, Lake, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, and Yamhill. Headquarters: 1370 Center Dr, Medford, OR 97501
Rivermark Community Credit Union Founded in 1951 for grocery store employees, Rivermark serves 95,000 members from 13 unions in Oregon. The field of membership includes the counties: Clackamas, Gilliam, Hood River, Marion, Multnomah, Polk, Sherman, Wasco, Washington, Wheeler, and Yamhill. Headquarters: 9125 SW Gemini Dr, Beaverton, OR 97008 |
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SELCO Community Credit Union
SELCO was founded in 1936 for educators in Lane County. It has over 155,000 clients at 16 branches. Oregon residents from any of the 27 counties listed in the ways to join SELCO are eligible for membership. Headquarters: 110 International Way, Springfield, OR 97477
Unitus Community Credit Union
Founded in 1937 for switchboard operators at PacBell, Unitus serves 115,000 members at 11 unions. The field of membership includes the Oregon counties listed in the ways to join Unitus. Headquarters: 7632 SW Durham Rd, Tigard, OR 97224
Mid Oregon Federal Credit Union
Established in 1957 for school teachers in Prineville, Mid Oregon FCU serves 48,000 clients at 7 branches in Central Oregon. The ways to join include residents in Deschutes, Crook, Jefferson, Wheeler, and Lake counties. Headquarters: 1386 NE Cushing Dr, Bend, OR 97701
Oregon Community Credit Union Established in 1981, OCCU has over 300,000 members at 14 branches. Oregon State employees, staff at the University of Oregon, and residents of the counties listed in the ways to join OCCU are eligible for membership. OCCU provides over 4,500 hours of outreach every year by offering employees paid time off to maintain city parks, offer dance lessons, and plant gardens in local green houses. Headquarters: 2880 Chad Dr, Eugene, OR 97408 |
