®®Top 10 Credit Unions in South Carolina - Sortable APR Guide
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Top credit unions in SC ranked by best APR in 2024.
Sort the best APR by loan type, and see how these rates affect car payments in our SC car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in South Carolina for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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SC State Credit Union SC State CU was established in 1952 and has over 100,000 members at 20 credit unions in South Carolina. The ways to join include city, county, and state employees; staff and students of all SC Universities; retired SC residents; and all residents in the counties of Aiken, Anderson, Florence, Greenwood, Oconee, Orangeburg, Pickens, and Spartanburg. SC State CU ranks #1 on our 2024 credit union list for competitive rates on all loan types with top customer service. Headquarters: 800 Huger St, Columbia, SC 29201 |
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Palmetto Citizens Federal Credit Union
PCFCU was established in 1936 and serves over 85,000 members from 15 locations in South Carolina. The first members were school teachers. The field of membership includes the counties of Calhoun, Fairfield, Kershaw, Lexington, Newberry, Orangeburg, Richland or Saluda. Headquarters: 4480 Rosewood Dr, Columbia, SC 29209
Carolina Trust Federal Credit Union Carolina Trust FCU was founded in 1958 and has 45,000 members from 7 credit unions in SC. The original members were from Myrtle Beach Air Force Base. The ways to join include residents in Horry, Georgetown, Marion, and Williamsburg County. Headquarters: 1010 21st Avenue, Myrtle Beach, SC 29577 |
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Founders Federal Credit Union
Founders FCU is the largest credit union in South Carolina. It has 275,000 members at 45 branches. It was created in 1961 for textile factory workers at Springs Creative. The ways to join include residents in the counties: Cherokee, Chester, Chesterfield, Greenville, Lancaster, Laurens, Lexington, Newberry, Pickens, Richland, Spartanburg, Union, and York. Headquarters: 737 Plantation Rd, Lancaster, SC 29720
South Carolina Federal Credit Union
SC Federal was founded in 1936 and has 200,000 members from 30 locations in South Carolina. It was created for Navy shipbuilders, but now all SC residents qualify for membership. Headquarters: 2175 Credit Union Ln, North Charleston, SC 29406
AllSouth Federal Credit Union Founded in 1960 for civilian workers at the Fort Jackson training facility, AllSouth serves over 125,000 members at 25 credit unions in SC. The field of membership includes the counties of Calhoun, Fairfield, Kershaw, Lexington, Newberry, Orangeburg, Richland, Saluda, and Sumter. Headquarters: 730 Elmwood Ave, Columbia, SC 29201 |
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SAFE Federal Credit Union
SAFE FCU first opened in 1955 at Shaw Air Force Base. It has over 140,000 members at 20 locations. The ways to join include residents in the counties of Clarendon, Florence, Lee, Sumter, and parts of Lexington, Richland, and Kershaw. Headquarters: 160 West Wesmark Blvd, Sumter, SC 29150
Family Trust Federal Credit Union
Founded in 1957, FTFCU serves 55,000 members at 7 unions. It started for workers at the Rock Hill Printing Company with the first office in their stock room. The field of membership includes York County residents. Headquarters: 225 West White St, Rock Hill, SC 29730
MTC Federal Credit Union
Established in 1976 for employees of the Michelin Tire Company, MTC serves 20,000 clients at 10 branches in SC. The ways to join include residents of Greenville and Pickens County. Headquarters: 201 Brookfield Pkwy, Greenville, SC 29607
SRP Federal Credit Union Established in 1960, SRP Federal has over 200,000 members at 20 branches. The field of membership includes Aiken, Allendale, Barnwell, and Edgefield County. Headquarters: 1070 Edgefield Rd, North Augusta, SC 29860 |
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