• Tax
• Tags
• Car Payment
• South Carolina

Car Loan Calculator Detailed for South Carolina

Days to First Payment:

---

How are car loans in South Carolina calculated?

South Carolina includes the sale price and the dealer document fee in the taxable amount of an auto loan but does not include the trade-in value.

---

ADVERTISEMENT

---

South Carolina car buyers get a tax break on trade-in vehicles.

Principal vs Interest

Tax vs Tags

Verbal Equation

See credit union interest rates for APR.

---

Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
South Carolina car tax is $ at % based on an amount of $ combined from the sale price of $ plus the doc fee of $ minus the trade-in value of $.

The maximum sales tax per vehicle is $500. However, an additional yearly property tax is charged as listed in the registration fees below.

Tags
South Carolina DMV fees are about $ on a $ vehicle based on a $40 reg fee plus a $56 weight fee plus a yearly vehicle property tax that varies by location.

View the State of South Carolina registration resources below to verify your exact amounts, and use our DMV Override to adjust the calculator.

Property Tax Estimator  |  Reg Fee Schedule

---

All data based on your calculation.

Compare Other States

Alabama Alaska Arizona Arkansas California Colorado Connecticut DC Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Verbal Equation

The net price of $ equals the sale price of $ minus the rebate of $. The trade‑in vehicle value is $, and after a trade‑in loan payoff of $, the balance of $ applies to the vehicle purchase.

The estimated tax and registration combined is $, but this may vary based on vehicle type and intended usage. The documentation fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans, extended warranties, and GAP insurance are not taxed in South Carolina and provide considerable savings over paying down the road. You can include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $225 in South Carolina but may differ as the state allows dealers to charge more on a case-by-case basis depending on the "reasonableness" of the increase.

EV surcharges are levied to offset declining fuel tax revenue. Add $120 to the DMV fees for electric vehicles and $60 for hybrids.

---

Auto Loan Calculators

•  By State 
•  By Credit Score 
•  By Salary 

---