®®Top 10 Credit Unions in Tennessee - 2024 Sortable APR Guide
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Top credit unions in Tennessee ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our Tennessee car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in TN for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Ascend Federal Credit Union Ascend FCU was established in 1951 and has over 250,000 members at 30 credit unions in Tennessee. The original members were engineers at Arnold Air Force Base developing jet simulators for space travel. Anyone can join BY signing up through the Tennessee Chapter of The Nature Conservancy. Ascend FCU ranks #1 on our 2024 credit union list for competitive rates on all loan types with top customer service. Financing offers include homes, cars, boats, jet skis, motorcycles, RVs, ATVs, and more. Headquarters: 520 Airpark Dr, Tullahoma, TN 37388 |
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Eastman Credit Union
ECU was founded in 1934 and has over 330,000 members from 33 locations. The first members were scientists at the Eastman Company producing chemicals for photographic processes. ECU is the largest credit union in TN. The field of membership includes employees of Eastman Chemical and residents of the counties: Carter, Cocke, Grainger, Greene, Hamblen, Hancock, Hawkins, Jefferson, Johnson, Sevier, Sullivan, Unicoi, Washington. Headquarters: 2021 Meadowview Ln, Kingsport, TN 37660
Tennessee Credit Union TenCU was established in 1950. It has 25,000 members at 10 branches in Tennessee. The first members were Nashville school teachers. The field of membership includes staff, students, and alumni of Tennessee schools; residents of Williamson, Sumner, or Hamblen County; and employees of the TN utility district. Everyone else can join by signing up through the PENCIL foundation as listed in the ways to join TenCU. Headquarters: 1400 8th Ave, Nashville, TN 37203 |
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First South Financial Credit Union
First South Financial was founded in 1957 and serves 75,000 members at 17 credit unions in Tennessee. The first members were from Millington Naval Base. The field of membership includes residents of the counties: Dyer, Fayette, Madison, Shelby, and Tipton. Headquarters: 2723 Summer Oaks Dr, Bartlett, TN 38134
Tennessee Valley Federal Credit Union
TVFCU was established in 1936 and has 185,000 members from 24 credit unions in Tennessee. It was created for employees of the public power company. The ways to join include the counties: Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, and Sequatchie. Headquarters: 535 Chestnut St, Chattanooga, TN 37402
ComTrust Federal Credit Union ComTrust was founded in 1935 and serves 22,000 members at 6 unions. It was chartered for combustion engineers developing new power systems for locomotives, ocean liners, and automotive manufacturing plants. The ways to join include Tennessee residents over the age of 50, and all residents in Hamilton County. Headquarters: 1020 Riverfront Pkwy, Chattanooga, TN 37402 |
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Fortera Credit Union
Fortera was established in 1954 by 10 civil service workers at Fort Campbell. It serves 90,000 clients at 9 locations in Tennessee. The ways to join include residents of the counties: Chester, Decatur, Lewis, McNairy, Montgomery, Perry, and, Stewart. Headquarters: 2050 Lowes Dr, Clarksville, TN 37040
Enrichment Federal Credit Union
Founded in 1950, EFCU was created for Oak Ridge energy physicists, and currently serves over 50,000 members at 9 unions. The ways to join include customers who live or work in the counties: Anderson, Blount, Claiborne, Knox, Loudon, Morgan, Roane, Scott, or Union. Headquarters: 201 South Illinois Ave, Oak Ridge, TN 37831
Orion Federal Credit Union
Established in 1957, Orion FCU serves 70,000 clients at 12 branches in Tennessee. It started with music teachers collecting deposits in a piano bench. The ways to join include Fayette, Shelby, and Tipton County. Headquarters: 400 Monroe Ave, Memphis, TN 38103
ORNL Federal Credit Union ORNL FCU was founded in 1948 and has 200,000 customers at 29 branches. It was chartered for employees of Oak Ridge National Laboratory, which is currently home to the world's fastest supercomputer. The field of membership includes the counties: Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Jefferson, Knox, Loudon, McMinn, Meigs, Monroe, Morgan, Rhea, Roane, Scott, Sevier, and Union. Headquarters: 215 S Rutgers Ave, Oak Ridge, TN 37830 |
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