Calculate by State >  Tennessee 

Car Loan Calculator Detailed for Tennessee

Days to First Payment:

---

How are car loans in Tennessee calculated?

Tennessee includes extended warranties and doc fees in the taxable amount of an auto loan but does not include the trade-in value.

Therefore, car buyers get a tax break for trade-in vehicles in Tennessee.

The exact tax rate may vary for your location. See our manual car tax calculator, and use the override option to fine tune your auto loan quote.

Principal vs Interest by Month

---

Cost Breakdown

Tax
Tennessee car tax is $ at % based on an amount of $ combined from the sale price of $ plus the doc fee of $ plus the extended warranty cost of $ minus the trade-in value $.

For exact details, view our Tennessee Car Tax Calculator.

Tags
Tennessee DMV fees are about $ on a $ vehicle based on a combination of flat fees that vary by county.

Research the exact fees for your location, and use our DMV Override to adjust the calculator.

---

All data based on your calculation.

Compare Other States

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware DC Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Dealer Quote

Thank you for considering our dealership for your new vehicle! I can offer you a net price of $ which equals the dealer sale price of $ minus the factory rebate of $.

I can purchase your trade vehicle for $, payoff your loan up to $, and apply the balance of $ to this purchase. The estimated tax and registration combined is $, but this may vary based on your location. Our required dealer documentation fee is $.

Adjust quote numbers in calculator.

Consumer Notes

The documentation fee is determined by the dealer, but is not negotiable so expect it on your buyer's order. The customary doc fee of $499 may vary because there is no maximum set by the State of Tennessee.

Prepaid maintenance is taxable in Tennessee and can be included on the warranty line of the calculator for accurate handling. The gap insurance charge of $ is not taxed.

EV surcharges are levied to offset declining fuel tax revenue. Add $100 to the DMV fees for electric vehicles.

---

Auto Loan Calculators:

By State   |   By Payment

   |   By Credit   |   Side by Side

---