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Top credit unions in WV ranked by best APR.
Sort the best APR by loan type, and see how these rates affect car payments in our WV car payment calculator. Car rates are for 72 months. The rates listed are the best offered by the top credit unions in West Virginia for A-tier credit scores.
The APR listed may change at any time. Rates vary based on application date, terms, and credit rating. Sort rates by clicking the top of the list. |
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Bayer Heritage Federal Credit Union BHFCU was founded in 1957 and has 45,000 members at 14 credit unions in West Virginia. The first members were scientists marketing polyurethane foams created by Otto Bayer. All WV residents are eligible to join via the ACC field of membership. Bayer Heritage FCU ranks #1 on our 2025 credit union list for competitive rates on all loan types with top customer service. Financing offers include homes, cars, boats, motorcycles, farm equipment, small businesses, and more. Headquarters: 17612 Energy Rd, Proctor, WV 26055 |
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Long Reach Federal Credit Union Long Reach FCU was established in 1975 and serves over 10,000 customers at 5 locations in West Virginia. It was created for employees at the Union Carbide Corporation which invented the modern AA battery. The ways to join include residents in the counties of Doddridge, Pleasants, Ritchie, and Tyler. Headquarters: 315 Main St, Middlebourne, WV 26149 |
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West Virginia Central Credit Union
WVCCU was founded in 1969. It has over 25,000 clients at 3 branches in WV. The field of membership includes the counties of Jackson, Pleasants, Ritchie, Wirt, and Wood. WVCCU holds an annual Stuff-the-Bus campaign to support local educators with school supplies for the year. Headquarters: 1306 Murdoch Ave, Parkersburg, WV 26101
Star USA Federal Credit Union Star USA was founded in 1936 and has 17,000 customers at 7 branches in WV. The first members were Columbia Gas employees. The ways to join include the communities surrounding branch locations; and residents of Cabell, Fayette, Kanawha, Nicholas, Putnam, Raleigh, and Wayne County. Headquarters: 1 Cantley Dr, Charleston, WV 25314 |
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Fairmont Federal Credit Union Fairmont FCU was established in 1939 and has over 45,000 members at 10 branches in West Virginia. It was created for glassblowers led by Michael Owens, inventor of the first bottle-manufacturing machine. The ways to join include residents in Harrison, Marion, Monongalia, Preston, and Taylor County. Headquarters: 2 The Credit Union Way, Fairmont, WV 26554 |
