Car Loan Calculator Detailed for West Virginia

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How are car loans in West Virginia calculated?

West Virginia includes the sale price and the dealer document fee in the taxable amount of an auto loan but does not include the trade-in value.

Therefore, car buyers get a tax break on trade-in vehicles in West Virginia.

Principal vs Interest

Tax vs Tags

Verbal Equation

Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
West Virginia car tax is $ at % based on an amount of $ combined from the sale price of $ plus the doc fee of $ minus the trade-in value of $.

Tags
West Virginia DMV fees are about $ on a $ vehicle based on $51.50 registration that varies by vehicle weight and location, plus titling fees.

EV surcharges are levied to offset declining fuel tax revenue. Add $200 to the DMV fees for electric vehicles and $100 for hybrids.

View the West Virginia fee schedule to verify your registration cost, and use the DMV Override to adjust the calculator.

All data based on your calculation.

Verbal Equation

The net price of $ equals the sale price of $ minus the rebate of $. The trade‑in vehicle value is $, and after a trade‑in loan payoff of $, the balance of $ applies to the vehicle purchase.

The estimated tax and registration combined is $, but this may vary based on vehicle type and intended usage. The documentation fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans, extended warranties, and GAP insurance are not taxed in West Virginia and provide considerable savings over paying down the road. You can include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so expect it on your sales contract. The customary doc fee of $175 is maximum allowed by the State of West Virginia.

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Car Loan Calculator Detailed for West Virginia

Principal vs Interest

Tax vs Tags

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