Car Loan Calculator Detailed for West Virginia

Calculate by State >  West Virginia 

How are car loans in West Virginia calculated?

West Virginia includes the sale price and the dealer document fee in the taxable amount of an auto loan but does not include the trade-in value.

Therefore, car buyers get a tax break on trade-in vehicles in West Virginia.

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Cost Breakdown

In our calculation, the taxable amount is $ which equals the price of $ plus the doc fee of $ minus the trade-in value of $.

DMV fees are about $ on a $ vehicle based on $51.50 registration that varies by vehicle weight and location, plus titling fees.

View the West Virginia fee schedule to verify your registration cost, and use the DMV Override to adjust the calculator.

Consumer Advice

Prepaid maintenance plans, extended warranties, and GAP insurance are not taxed in West Virginia and provide considerable savings over paying down the road. You can include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so expect it on your sales contract. The customary doc fee of $175 is maximum allowed by the State of West Virginia.

EV surcharges are levied to offset declining fuel tax revenue. Add $200 to the DMV fees for electric vehicles and $100 for hybrids.

Dealer Quote

Thank you for considering our dealership for your new vehicle! I can offer you a net price of $ which equals the dealer sale price of $ minus the factory rebate of $.

I can purchase your trade vehicle for $, payoff your loan up to $, and apply the balance of $ to this purchase. The estimated tax and registration combined is $, but this may vary based on your location. Our required dealer documentation fee is $.

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