Top credit unions in Wyoming ranked by best APR.

Sort the best APR by loan type, and see how these rates affect car payments in our Wyoming car payment calculator.

Car rates are for 72 months. The rates listed are the best offered by the top credit unions in WY for A-tier credit scores.
​
​The APR listed may change at any time. Rates vary based on application date, terms, and credit rating.
​
Sort rates by clicking the top of the list.

Best Credit Unions in Wyoming

Rank	Credit Union	Car APR	Home APR	CC APR	Locations
1	MTFCU				12
2	Sunlight				4
3	Blue FCU				23
4	Western Vista				5
5	StagePoint				2

Meridian Trust Federal Credit Union
MTFCU was established in 1954 and has 43,000 members at 12 credit unions in Wyoming. The founding members were state employees who ran the first branch from a storage room inside the Wyoming State Capital Building.

The ways to join include resident in the counties of Carbon, Fremont, Sweetwater, and Uinta; and employees of WYDOT, Wyoming Public Schools, the State of Wyoming, the University of Wyoming, and the US Military.

Meridian Trust FCU ranks #1 on our 2025 credit union list for competitive rates on all loan types with top customer service.

Headquarters: 4349 E Lincolnway, Cheyenne, WY 82001

Sunlight Federal Credit Union
Sunlight FCU was established in 1953 and serves over 11,000 customers at 4 locations in WY. The first members were employees at the Husky Oil Company.

The ways to join include residents in the counties of Big Horn, Hot Springs, Johnson, Park, Sheridan, and Washakie.

Headquarters: 1702 17th St, Cody, WY 82414

You May Also Like

• Car Lease Calculator WY
• Max Payment by Salary

Blue Federal Credit Union
Blue FCU was founded in 1951. It's the largest credit union in Wyoming with over 125,000 clients at 23 branches.

The original members were pilots at Warren Air Force Base, and the blue name comes from the blue uniforms they wear.

All Wyoming residents are eligible for membership through the Blue Foundation.

Headquarters: 2401 E Pershing Blvd, Cheyenne, WY 82001

Western Vista Federal Credit Union
Western Vista was chartered in 1940 for telephone operators in Wyoming. It has 18,000 customers at 5 branches.

Membership eligibility includes all WY residents.

Headquarters: 3207 Sparks Rd, Cheyenne, WY 82001

StagePoint Federal Credit Union
StagePoint was established in 1935 and has over 7,500 members at 2 branches in Wyoming.

The ways to join include residents in Albany, Carbon, Converse, Laramie, Natrona, Platte, and Sweetwater County.

Headquarters: 365 North 3rd St, Laramie, WY 82072