State Tax	7%
Sale Price	$
Trade Value	$
Warranty	$
Maintenance	$
Local Tax %	%
RESULTS
State Tax	$
Article Tax	$
Local Tax	$
Warranty Tax	$
Maint Tax	$
Total Car Tax	$

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How does Tennessee calculate car tax?

State, local, and single article tax amounts are added up to calculate the total car tax.

Is the local tax based on the vehicle price?

No.

​It's calculated from the first $1600 of the purchase multiplied by the local rate of your home address.

How do I calculate a Tennessee auto loan?
​Use our Tennessee auto loan calculator.​

Can I round up to 9.75%?

No.

Here's the formula from the Tennessee Car Tax Calculator:
​
7% State Tax on the sale price minus the trade-in.
PLUS 
1.5% to 2.75% Local Tax on the first $1600 of the purchase.
PLUS 
2.75% Single Article Tax from the second $1600 up to $3200.
PLUS 
9.75% Contract Tax on warranty and maintenance.

What is service contract tax?

It's a tax on prepaid maintenance and extended warranties purchased in conjunction with a vehicle sale.

Single Article Tax limits do not apply to service contract taxes, therefore the full amount of the contract is taxed.

​
How do I enter my local rate into the Tennessee Car Tax Calculator?

Find your local rate using this map, and then use the input box above the results.

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Car Tax by State