Tennessee Car Tax Calculator

State Tax	7%
Sale Price	$
Trade Value	$
Warranty	$
Maintenance	$
Local Tax %	%
RESULTS
State Tax	$
Article Tax	$
Local Tax	$
Warranty Tax	$
Maint Tax	$
Total Car Tax	$

Can I round up to 9.75%?

No.

Here's the formula from the Tennessee Car Tax Calculator:
​
7% State Tax on the sale price minus the trade-in.
PLUS 
1.5% to 2.75% Local Tax on the first $1600 of the purchase.
PLUS 
2.75% Single Article Tax from the second $1600 up to $3200.
PLUS 
9.75% Contract Tax on warranty and maintenance.

Is the local tax based on the vehicle price?

No.

​It's calculated from the first $1600 of the purchase multiplied by the local rate of your home address.

How do I calculate a Tennessee auto loan?
​Use our Tennessee auto loan calculator.​

---

How does Tennessee calculate car tax?

State, local, and single article tax amounts are added up to calculate the total car tax.

ADVERTISEMENT

What is service contract tax?

It's a tax on prepaid maintenance and extended warranties purchased in conjunction with a vehicle sale.

Single Article Tax limits do not apply to service contract taxes, therefore the full amount of the contract is taxed.

​
How do I enter my local rate into the Tennessee Car Tax Calculator?

Find your local rate using this map, and then use the input box above the results.

---

Car Tax by State