State: Alaska

Days to First Payment:

 Loan 
Calculator   Lease 
Calculator 

How are car loans in Alaska calculated?

Alaska is one of only three states, including New Hampshire and Montana, where auto loans are calculated with no state sales tax.

---

---

City tax is collected during yearly registration.

Use or AK registration calculator to check city tax and tags, and enter the combined total into the DMV Override to adjust this car loan calculator.

Principal vs Interest   |   Verbal Equation

See credit union interest rates for APR.

---

Principal vs Interest

Tax vs Tags

Cost Breakdown

Alaska has no state sales tax on vehicle purchases.

City taxes are charged yearly with tag fees and in practice are more of an additional registration fee than a traditional tax.

Total yearly tag fees rarely exceed $250, and will reduce each year of ownership until permanent Z tags are issued.

See our manual car tax calculator to learn more.

Compare Other States

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware DC Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Verbal Equation

The net price of $ equals the sale price of $ minus the rebate of $. The trade‑in vehicle value is $, and after a trade‑in loan payoff of $, the balance of $ applies to the vehicle purchase.

The estimated tax and registration combined is $, but this may vary based on vehicle model year and location. The documentation fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans are not taxed in Alaska and provide considerable savings over paying down the road. Include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $199 in Alaska but may differ because there is no maximum set by the state.

---

Auto Loan Calculators

•  By State 
•  By Credit Score 
•  By Salary 

---