Car Loan Calculator Detailed for Alaska

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How are car loans in Alaska calculated?

Alaska is one of only a few states where you may calculate an auto loan with no sales tax, depending on the guidelines for your region. For example, the tax rate in Anchorage and Fairbanks is 0%, but the rate in Juneau is 5%.

In regions that charge tax, the taxable amount includes the sale price and the doc fee, but does not include the trade-in value nor the rebate.

Therefore, car buyers get a tax break on trade-in vehicles and rebates in Alaska.

See our manual car tax calculator to verify the rate for your location, and use the override option to fine tune your auto loan quote.

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Cost Breakdown

In our calculation, the taxable amount is $ which equals the sale price of $ plus the doc fee of $ minus the trade-in value of $ minus the rebate of $.

DMV fees are about $ on a $ vehicle based on a flat fee that fluctuates by vehicle usage and location.

View the Alaska state fee estimator to verify your registration cost, and use our DMV Override to adjust the calculator.

Consumer Advice

Prepaid maintenance plans are not taxed in Alaska and provide considerable savings over paying down the road. Include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $199 in Alaska but may differ because there is no maximum set by the state.

Dealer Quote

Thank you for considering our dealership for your new vehicle! I can offer you a net price of $ which equals the dealer sale price of $ minus the factory rebate of $.

I can purchase your trade vehicle for $, payoff your loan up to $, and apply the balance of $ to this purchase. The estimated tax and registration combined is $, but this may vary based on your location. Our required dealer documentation fee is $.

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