Car Loan Calculator Detailed for DC

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Calculate by State >  DC 

How are car loans in DC calculated?

The District of Columbia charges excise tax during auto loans on the full sale price plus the dealer documentation fee without credit for trade-in vehicles nor rebates.

However, GAP insurance, extended warranties, and prepaid maintenance are not included in the taxable amount of the auto loan.

Therefore, car buyers get a tax break on prepaid service plans in DC.

The exact tax rate may vary for your vehicle. See our manual car tax calculator, and use the override option to fine tune your auto loan quote.

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Cost Breakdown

In our calculation, the taxable amount is $ which equals the sale price of $ plus the doc fee of $.

DMV fees are about $ on a $ vehicle depending on vehicle type and weight.

View the DC registration estimator to verify your fee, and use DMV Override to adjust the calculator.

Consumer Advice

The documentation fee is set by the dealer, but is not negotiable so expect to see it on the contract. The customary doc fee of $300 may differ as there is no maximum set by the District of Columbia.

Prepaid maintenance can be included on the warranty line of the auto loan calculator for accurate handling.

Dealer Quote

Thank you for considering our dealership for your new vehicle! I can offer you a net price of $ which equals the dealer sale price of $ minus the factory rebate of $.

I can purchase your trade vehicle for $, payoff your loan up to $, and apply the balance of $ to this purchase. The estimated tax and registration combined is $, but this may vary based on your vehicle type and weight. Our required dealer documentation fee is $.

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