Utah Auto Loan Calculator with Tax and Tags

Days to First Payment:

How a Utah car loan calculator includes tax:

Utah includes extended warranties and doc fees in the taxation of a car payment but excludes the trade value and rebate.

Car buyers get a tax break on trade-in vehicles and rebates in Utah.

Principal vs Interest

Tax vs Tags

Verbal Equation

Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
Utah car tax is $ at % based on an amount of $. This taxable amount is combined from the sale price of $ plus the doc fee of $ plus the extended warranty cost of $ minus the trade-in value of $ minus the rebate of $.

Get more tax info on our car tax page.

Tags
Utah DMV title and license fees are about $ on a $ vehicle including a $150 age-based fee plus local registration expenses.

View the Utah state fee chart to verify your registration cost, and use the DMV Override to adjust the calculator.

Get more DMV info on our DMV cost page.

Verbal Equation

A car payment with Utah tax included is $ per month at % APR for months on a loan amount of $.

The payment is based on a net price of $, plus Utah state fees, plus extended warranties. The net price comes from the sale price of $ minus the rebate of $.

The trade vehicle value is $, and after a trade loan payoff of $, the equity of $ applies to the vehicle purchase.

The payment of tax and tags combined is $, but this may vary based on vehicle type and intended usage. The doc fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans are also taxed in Utah and may be added to the warranty line of the calculator for accurate handling.

The exact tax rate may vary for your location. See our manual car tax calculator, and use the override option to fine tune your auto loan quote.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $399 in Utah but may differ because there is no maximum set by the state.

EV surcharges are levied to offset declining fuel tax revenue. Add $90 to the DMV fees for electric vehicles, $39 for plug-in hybrids, and $15 for standard hybrids.

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