Car Loan Calculator Detailed for Kansas

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Calculate by State >  Kansas 

How are car loans in Kansas calculated?

Kansas includes the sale price and the doc fee in the taxable amount of an auto loan but does not include the trade-in value nor the rebate.

Therefore, car buyers get a tax break on trade-in vehicles and rebates in Kansas.

The exact tax rate may vary for your location. See our manual car tax calculator, and use the override option to fine tune your auto loan quote.

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Cost Breakdown

In our calculation, the taxable amount is $ which equals the sale price of $ plus the doc fee of $ minus the trade-in value of $ minus the rebate of $.

DMV fees are about $ on a $ vehicle based on a $39 to $49 registration fee plus a $10 title fee plus a yearly property tax that varies by vehicle type and value.

View the Kansas state fee estimator to verify your exact amount, and use the DMV Override to adjust the calculator.

Consumer Advice

Prepaid maintenance plans are not taxed in Kansas and provide considerable savings over paying down the road. Include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $399 in Kansas but may differ because there is no maximum set by the state.

Dealer Quote

Thank you for considering our dealership for your new vehicle! I can offer you a net price of $ which equals the dealer sale price of $ minus the factory rebate of $.

I can purchase your trade vehicle for $, payoff your loan up to $, and apply the balance of $ to this purchase. The estimated tax and registration combined is $, but this may vary based on vehicle type and weight. Our required dealer documentation fee is $.

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