Car Loan Calculator Detailed for South Dakota

Calculate by State >  South Dakota 

Cost Breakdown

In our calculation, the taxable amount is $ which equals the sale price of $ plus the doc fee of $ plus the extended warranty cost of $ minus the trade-in value of $.

DMV fees are about $ on a $ vehicle based on a $75.60 license fee plus titling, lien filing, wheel taxes, and other fees that may vary depending on usage and location.

View the South Dakota state fee schedule to verify your registration cost, and use the DMV Override to adjust the calculator.

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How are car loans in South Dakota calculated?

South Dakota includes extended warranties, maintenance plans, and doc fees in the taxable amount of an auto loan but does not include the trade-in value.

Therefore, car buyers get a tax break on trade-in vehicles in South Dakota.

Consumer Advice

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $149 in South Dakota but may differ as there is no maximum set by the state.

Prepaid maintenance is taxable in South Dakota and can be included on the warranty line of the calculator for accurate handling.

The GAP charge of $ is not taxable in South Dakota.

Dealer Quote

Thank you for considering our dealership for your new vehicle! I can offer you a net price of $ which equals the dealer sale price of $ minus the factory rebate of $.

I can purchase your trade vehicle for $, payoff your loan up to $, and apply the balance of $ to this purchase. The estimated tax and registration combined is $, but this may vary based on your vehicle's weight and usage. Our required dealer documentation fee is $.

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