Calculate by State >  Mississippi 

Car Loan Calculator Detailed for Mississippi

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How are car loans in Mississippi calculated?

Mississippi includes the dealer document fee in the taxable amount of an auto loan but does not include the trade-in value.

Therefore, car buyers get a tax break on trade-in vehicles in Mississippi.

Principal vs Interest

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Principal vs Interest

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Cost Breakdown

Tax
Mississippi car tax is $ at % based on an amount of $ combined from the price of $ plus the doc fee of $ minus the trade-in value of $.

The exact taxable value will vary for your vehicle based on the MSRP and the available state tax incentives.

Tags
Mississippi DMV registration fees are about $ on a $ vehicle based on a percentage of the vehicle’s value.

View this Mississippi tag estimator to verify your fees and use the override options to adjust the calculator.

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All data based on your calculation.

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Dealer Quote

Thank you for considering our dealership for your new vehicle! I can offer you a net price of $ which equals the dealer sale price of $ minus the factory rebate of $.

I can purchase your trade vehicle for $, payoff your loan up to $, and apply the balance of $ to this purchase. The estimated tax and registration combined is $, but this may vary based on your location. Our required dealer documentation fee is $.

Adjust quote numbers in calculator.

Consumer Notes

Prepaid maintenance plans, extended warranties, and GAP insurance are not taxed in Mississippi and provide considerable savings over paying down the road. You can include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $275 in Mississippi but may differ as there is no maximum set by the state.

EV surcharges are levied to offset declining fuel tax revenue. Add $150 to the DMV fees for electric vehicles and $75 for hybrids.

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