Car Loan Calculator Detailed for North Dakota

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How are car loans in North Dakota calculated?

North Dakota includes the sale price and the dealer document fee in the taxable amount of an auto loan but does not include the trade-in value.

Therefore, car buyers get a tax break on trade-in vehicles in North Dakota.

Principal vs Interest

Tax vs Tags

Verbal Equation

Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
North Dakota car tax is $ at % based on an amount of $ combined from the sale price of $ plus the doc fee of $ minus the trade-in value of $.

Tags
North Dakota MVD fees are about $ on a $ vehicle based on a flat fee that varies by vehicle weight and age.

View the North Dakota state fee estimator to verify your registration cost, and use the MVD Override to adjust the calculator.

All data based on your calculation.

Verbal Equation

The net price of $ equals the sale price of $ minus the rebate of $. The trade‑in vehicle value is $, and after a trade‑in loan payoff of $, the balance of $ applies to the vehicle purchase.

The estimated tax and registration combined is $, but this may vary based on vehicle type and intended usage. The documentation fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans, extended warranties, and GAP insurance are not taxed in North Dakota and provide considerable savings over paying down the road. You can include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $295 in North Dakota but may differ as there is no maximum set by the state.

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Car Loan Calculator Detailed for North Dakota

Principal vs Interest

Tax vs Tags

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