Car Loan Calculator North Dakota Tax, Title, Tags

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How are car loans in North Dakota calculated with tax?

North Dakota excludes the trade-in value from the taxable amount of an auto loan but includes the dealer document fee.

North Dakota car buyers get a tax break on trade-in vehicles.

Principal vs Interest

Tax vs Tags

Verbal Equation

Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
North Dakota car tax is $ at % based on an amount of $. This taxable value is combined from the sale price of $ plus the doc fee of $ minus the trade-in value of $.

Tags
North Dakota MVD title and license fees are about $ on a $ vehicle based on a flat fee that varies by vehicle weight and age.

View the North Dakota state fee estimator to verify your registration cost, and use the MVD Override to adjust the calculator.

All data based on your calculation.

Verbal Equation

A car payment with North Dakota tax, title, and license included is $ at % APR for months on a loan amount of $.

The payment is based on a net vehicle price of $, plus North Dakota state fees, plus extended warranties. The net price comes from the sale price of $ minus the rebate of $.

The payment of tax and tags combined is $, but this may vary depending on vehicle type and intended usage.

The trade vehicle value is $, and after a trade loan payoff of $, the equity of $ applies to the vehicle purchase.

The documentation fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans, extended warranties, and GAP insurance are not taxed in North Dakota and provide considerable savings over paying down the road.

Include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $295 in North Dakota but may differ as there is no maximum set by the state.

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