State: Idaho

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How an Idaho car payment includes sales tax:

Idaho includes the sale price and the doc fee in the taxable amount of an auto loan but excludes the trade-in value.

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Idaho car buyers get a tax break on trade-in vehicles.

Principal vs Interest

Tax vs Tags

Verbal Equation

See credit union interest rates for APR.

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Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
Idaho car tax is $ at % based on an amount of $. This taxable value is combined from the sale price of $ plus the doc fee of $ minus the trade-in value of $.

Tags
Idaho Registration fees are about $ on a $ vehicle based on flat rate that fluctuates depending on vehicle type and weight.

View our Idaho registration calculator to verify your tag fees, and use the DMV Override to adjust the calculator.

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All data based on your calculation.

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Verbal Equation

A car payment with Idaho tax, title, and license included is $ at % APR for months on a loan amount of $.

The payment is based on a net vehicle price of $, plus Idaho state fees, plus extended warranties. The net price comes from the sale price of $ minus the rebate of $.

The payment of tax and tags combined is $, but this may vary depending on vehicle type and intended usage.

The trade vehicle value is $, and after a trade loan payoff of $, the equity of $ applies to the vehicle purchase.

The documentation fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans, extended warranties, and GAP insurance are not taxed in Idaho and provide considerable savings over paying down the road.

You can include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $300 in Idaho but may differ as there is no maximum set by the state.

EV surcharges are levied to offset declining fuel tax revenue. Add $140 to the DMV fees for electric vehicles and $75 for hybrids.

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