Car Loan Calculator Detailed for Idaho

Days to First Payment:

How are car loans in Idaho calculated?

Idaho includes the sale price and the doc fee in the taxable amount of an auto loan but does not include the trade-in value.

Therefore, car buyers get a tax break on trade-in vehicles in Idaho.

Principal vs Interest

Verbal Equation

Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
Idaho car tax is $ at % based on an amount of $ combined from the sale price of $ plus the doc fee of $ minus the trade-in value of $.

Tags
Idaho Registration fees are about $ on a $ vehicle based on flat rate that fluctuates depending on vehicle type and weight.

View the Idaho fee schedule under "Registration / Plates" to verify your exact amount, and use the DMV Override to adjust the calculator.

All data based on your calculation.

Verbal Equation

The net price of $ equals the sale price of $ minus the rebate of $. The trade‑in vehicle value is $, and after a trade‑in loan payoff of $, the balance of $ applies to the vehicle purchase.

The estimated tax and registration combined is $, but this may vary based on vehicle type and intended usage. The documentation fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans, extended warranties, and GAP insurance are not taxed in Idaho and provide considerable savings over paying down the road. You can include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $300 in Idaho but may differ as there is no maximum set by the state.

EV surcharges are levied to offset declining fuel tax revenue. Add $140 to the DMV fees for electric vehicles and $75 for hybrids.

Auto Loan Calculators:

By State | By Payment

| By Credit | Side by Side

Car Loan Calculator Detailed for Idaho

Principal vs Interest

Tax vs Tags

Suggest Adjustment