Calculate by State >  Washington 

Car Loan Calculator Detailed for Washington

Days to First Payment:

---

How are car loans in Washington calculated?

Washington includes the sale price and the doc fee in the taxable amount of an auto loan but does not include the trade-in value.

Therefore, car buyers get a tax break on trade-in vehicles in Washington.

The tax rate may vary for your location. See our car tax calculator and use the override option to fine tune your auto loan quote.

Principal vs Interest

---

Cost Breakdown

Tax
Washington car tax is $ at % based on an amount of $ combined from the sale price of $ plus the doc fee of $ minus the trade-in value of $.

Tags
Washington DOL fees are about $ on a $ vehicle based on a flat fees that fluctuate depending on vehicle weight plus a 1.1% RTA fee based on a depreciating percentage of the value.

EV surcharges are levied to offset declining fuel tax revenue. Include an additional $150 to the DOL fees for electric vehicles.

View the Washington state resources below to verify your registration cost, and use our DOL Override to adjust the calculator.

RTA Breakdown   |   Fee Schedule

---

All data based on your calculation.

Compare Other States

Alabama Alaska Arizona Arkansas California Colorado Connecticut DC Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Dealer Quote

Thank you for considering our dealership for your new vehicle! I can offer you a net price of $ which equals the dealer sale price of $ minus the factory rebate of $.

I can purchase your trade vehicle for $, payoff your loan up to $, and apply the balance of $ to this purchase. The estimated tax and registration combined is $, but this may vary depending on vehicle type and weight. Our required dealer documentation fee is $.

Adjust quote numbers in calculator.

Consumer Notes

Prepaid maintenance plans, extended warranties, and GAP insurance are not taxed in Washington and provide considerable savings over paying down the road. You can include maintenance on the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so expect it on the purchase agreement. The customary doc fee of $150 is the maximum allowed by the State of Washington.

---

Auto Loan Calculators:

By State   |   By Payment

   |   By Credit   |   Side by Side

---