Calculate by State >  Indiana 

Car Loan Calculator Detailed for Indiana

Days to First Payment:

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How are car loans in Indiana calculated?

Indiana includes extended warranties and doc fees in the taxable amount of an auto loan but does not include the trade-in value.

Therefore, car buyers get a tax break for trade-in vehicles in Indiana.

Principal vs Interest

Verbal Equation

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Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
Indiana car tax is $ at % based on an amount of $ combined from the sale price of $ plus the doc fee of $ plus the extended warranty cost of $ minus the trade-in value $.

Get more info on our car tax page.

License
Indiana BMV registration and title fees are about $ on a $ vehicle based on a flat fee that fluctuates depending on vehicle value and usage.

View the Indiana state fee estimator to verify your exact registration cost, and use the BMV Override to adjust the auto loan calculator.

Get more tag info on our DMV cost page.

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All data based on your calculation.

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Verbal Equation

The net price of $ equals the sale price of $ minus the rebate of $. The trade‑in vehicle value is $, and after a trade‑in loan payoff of $, the balance of $ applies to the vehicle purchase.

The estimated tax and registration combined is $, but this may vary based on vehicle type and intended usage. The documentation fee is $.

Adjust numbers in calculator.

Notes

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee is $199 in Indiana but may differ as there is no maximum set by the state.

Prepaid maintenance is taxable in Indiana and can be included on the warranty line of the calculator for accurate handling. The gap insurance charge of $ is not taxed.

EV surcharges are levied to offset declining fuel tax revenue. Add $150 to the BMV fees for electric vehicles and $50 for hybrids.

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