State: Pennsylvania

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How a PA car payment calculator adds tax:

Pennsylvania excludes the trade-in value and the factory rebate from the taxable amount of an auto loan but includes the extended warranty.

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Pennsylvania car buyers get a tax break on trade-in vehicles and rebates.

Principal vs Interest

Tax vs Tags

Verbal Equation

See credit union interest rates for APR.

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Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
PA car tax is $ at % based on an amount of $. This taxable value is combined from the sale price of $ plus the extended warranty cost of $ minus the trade-in value of $ minus the rebate of $.

PA car tax varies by location:

• 8% tax in the City of Philadelphia
• 7% tax in the County of Allegheny
• 6% tax for all other

See our manual car tax calculator for more details.

Tags
Pennsylvania DMV title and license fees are about $ on a $ vehicle but may vary by vehicle type and weight.

View our PA car tag calculator to verify registration cost, and use the DMV Override to adjust the calculator.

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All data based on your calculation.

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Verbal Equation

A car payment with PA tax, title, and license included is $ at % APR for months on a loan amount of $.

The payment is based on a net vehicle price of $, plus Pennsylvania state fees, plus extended warranties. The net price comes from the sale price of $ minus the rebate of $.

The payment of tax and tags combined is $, but this may vary depending on vehicle type and intended usage.

The trade vehicle value is $, and after a trade loan payoff of $, the equity of $ applies to the vehicle purchase.

The documentation fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans are also taxed in Pennsylvania and may be added to the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges.

The customary doc fees of $477 for online filing, or $464 for manual filing, are the maximums allowed by the State of Pennsylvania.

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