Car Loan Calculator Detailed for Pennsylvania

Days to First Payment:

How are car loans in Pennsylvania calculated?

Pennsylvania includes the sale price and the extended warranty in the taxable amount of an auto loan but does not include the trade-in value nor the rebate.

Therefore, car buyers get a tax break on trade-in vehicles and rebates in Pennsylvania.

Principal vs Interest

Tax vs Tags

Verbal Equation

Principal vs Interest

Tax vs Tags

Cost Breakdown

Tax
Pennsylvania car tax is $ at % based on an amount of $ combined from the sale price of $ plus the extended warranty cost of $ minus the trade-in value of $ minus the rebate of $.

The exact tax rate may vary for your location. See our manual car tax calculator, and use the override option to fine tune your auto loan quote.

Tags
Pennsylvania DMV fees are about $ on a $ vehicle but may vary by vehicle type and weight.

View the Pennsylvania state fee schedule to verify your registration cost, and use the DMV Override to adjust the calculator.

All data based on your calculation.

Verbal Equation

The net price of $ equals the sale price of $ minus the rebate of $. The trade‑in vehicle value is $, and after a trade‑in loan payoff of $, the balance of $ applies to the vehicle purchase.

The estimated tax and registration combined is $, but this may vary based on vehicle type and intended usage. The documentation fee is $.

Adjust numbers in calculator.

Notes

Prepaid maintenance plans are also taxed in Pennsylvania and may be added to the warranty line of the calculator for accurate handling.

The documentation fee is set by the dealer, but is not negotiable so clarify upfront what the dealer charges. The customary doc fee of $389 is the maximum allowed by the State of Pennsylvania.

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Car Loan Calculator Detailed for Pennsylvania

Principal vs Interest

Tax vs Tags

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